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INSS releases new list of professions that allow retirement at 55 years of age. See who can benefit and what the transition rules are.
Did you know that a new list of professions is allowing workers to retire at 55 years old? This news has excited millions of Brazilians, especially those who work in high-risk activities. However, before rushing to apply for the benefit, it is important to understand exactly who can benefit from this rule and what the requirements are.
With the 2019 Social Security reform, retirement rules have changed significantly, but there are professions that still guarantee the right to retirement. special retirement at 55 years old.
In this article, we will explain in detail who are the lucky ones who can enjoy this advantage, how the scoring process works, and also how teachers can also retire at this age. Want to know if you are among those who benefit? Keep reading to find out!
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Special retirement at age 55: who is entitled?
A special retirement at 55 years old It is intended for professionals who work in conditions that pose a health risk. This includes unhealthy activities, where workers are exposed to factors such as dust, noise, or chemical agents.
The purpose of this rule is to guarantee early retirement, recognizing the impact that these activities have on the health of the worker.
According to National Institute of Social Security (INSS), some specific professions give the right to this special retirement. Among them are:
- Jackhammer operator
- Rock transporter
- Digger
- Coal Mine Worker
- Underground miners
- Tunnel Crusher Operator
- Rock drill in caves
These activities are considered to be high risk, which justifies early retirement for those who dedicate part of their lives to these roles.
For workers who fit into these professions, the rules vary according to the time they started contributing to the INSS.
Rules for those who started working before the 2019 reform
Who was already in the job market before pension reform, in November 2019, can retire early through transitional rules.
According to current regulations, these workers must meet the following requirements:
- 15 years of special activity, that is, under risk conditions;
- Add 66 points, considering age and time of special activity.
In this modality, there is no minimum age. The points are calculated by adding the worker age to your contribution time in risky activities.
In other words, the longer you work in unhealthy conditions, the sooner you can retire.
Rules for those who started working after the 2019 reform
For those who started contributing after the November 2019 reform, the rules are a little stricter. The workers in high-risk activities need:
- 15 years of special activity;
- Tue 55 years old at least.
This change seeks to balance the social security system, but still recognizes the seriousness of unhealthy activities and the impact they have on long-term health.
Teachers can also retire at 55
Another group that can also retire at 55 are the professors. However, to do so, they must comply with specific transition rules and have started making their social security contributions before November 2019. These rules are more lenient for teachers, considering the fundamental role they play in education.
According to current legislation, teachers who wish to retire at age 55 must meet one of the following criteria:
1st rule: minimum score requirement
- For women (teachers): 25 years of contribution and a minimum score of 86 points in 2024 (adding age and contribution time).
- For men (teachers): 30 years of contribution and a minimum score of 96 points in 2024.
Each year, the minimum score increases, until it reaches the limit of 92 points for women e 100 points for men.
2nd rule: minimum age requirement
- For women (teachers): 25 years of contribution and minimum age of 53 years and 6 months in 2024.
- For men (teachers): 30 years of contribution and minimum age of 58 years and 6 months in 2024.
These minimum ages increase 6 months a year, until reaching 57 years for women e 60 years for men. In addition, both sexes must have 180 contributions, corresponding to 15 years of work.
3rd rule: 100% toll
In this modality, teachers need to work an additional period corresponding to the time remaining, in November 2019, to complete the minimum contribution time:
- For women (teachers): 25 years of contribution and minimum age of 52 years.
- For men (teachers): 30 years of contribution and minimum age of 55 years.
How do I check my INSS benefit statement?
In addition to knowing the retirement rules, it is important to pay attention to monitoring your benefits.
Fortunately, the INSS offers a practical tool to consult your payment statement. You can check all the necessary information about your social security benefit directly through My INSS website or app. To do this, just follow these steps:
- Access My INSS with your CPF and password gov.br;
- From the main menu, select the option Payment Statement;
- View detailed information about payments received, such as amount, date and month reference.
This consultation is essential to ensure that amounts are being paid correctly and to avoid future problems.
In your opinion, which profession should be on the list, making people in your field retire at 55? Leave your opinion in the comments and see you next time!
