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Understand Who Needs to Complete the Procedure, How It Works, and What Changed in the Obligation
Many people still have questions about the proof of life from INSS in 2025. The requirement is still in effect, but with new rules that changed how to complete the procedure and reduced the need to go in person to agencies or banks.
The proof of life is mandatory for those receiving retirement, pensions due to death, or other long-term benefits. The goal is to ensure that the beneficiary is still alive and to prevent fraud, but now INSS uses data cross-referencing to perform this verification automatically whenever possible.
Who Needs to Prove Their Life in 2025?
Since 2023, the procedure has undergone reforms. Now, INSS attempts to identify if the beneficiary is alive based on information from other public systems, such as vaccination records, SUS services, or bank transactions.
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If the data cross-referencing is sufficient, the citizen does not need to leave home to prove they are alive. However, if the system does not find recent records, INSS issues a summons. In these cases, the beneficiary must complete the proof of life in person or digitally to continue receiving benefits.
How to Know If I Was Summoned?
You can check if your proof of life was done automatically or if action is required through the following channels:
- Meu INSS App
- Official INSS Website
- Phone Central 135
- INSS Physical Agencies
- Authorized Banks
In 2025, those who are summoned and do not complete the procedure may have their benefits suspended until the situation is regularized.
What Changed with the New Rules?
The new model focuses on reducing bureaucracy and making life easier for the insured, especially the elderly and people with reduced mobility. The obligation still exists, but the process is more agile and automated.
The proof of life only requires travel as a last resort, when the system cannot confirm the beneficiary’s existence based on the available data. The 2025 recadastration is already underway, and INSS emphasizes that all updated data in public databases can be considered to validate the insured person’s life.
Did the new rule make your life easier or more complicated? Were you informed in time? Leave your opinion in the comments — we want to hear from those who truly depend on the benefit.
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