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Understand How The Updated Special Retirement Rules Work In 2025, Which Professions May Be Covered, And What Documents Are Required By INSS.
The special retirement of INSS 2025 is a benefit aimed at workers exposed to harmful agents, unhealthy conditions, or risk activities. The rule states that, in certain situations, the insured can retire fully with 25 years of contributions, without a pension factor. Depending on the level of risk, this time can be reduced to 20 or even 15 years.
According to the Koetz Advocacia firm, a reference in the pension field, the concession is not automatic. Even in professions recognized as unhealthy or dangerous, it is necessary to present specific documentation, such as PPP (Social Security Professiographic Profile) and LTCAT (Technical Report on Environmental Working Conditions), which prove exposure to risk.
How The Rules Changed In 2025
The current rules are divided into three groups: acquired rights, transition, and new rule.
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The acquired rights apply to those who had already completed the minimum time before the pension reform of 2019.
The transition rule covers insured individuals who contributed before the reform but had not yet met all the requirements.
Finally, the new rule applies to those who started contributing after November 13, 2019.
In all three cases, the minimum required time varies according to risk: 25 years (low risk), 20 years (moderate risk), and 15 years (high risk).
In the transition, there is also a minimum score that adds age and contribution time, varying between 86, 76, and 66 points.
Professions That Usually Obtain Special Retirement
Although there is no closed list at INSS, there is a table of professions that usually have recognition.
In 2025, the main categories pointed out by Koetz Advocacia are:
Aviation Workers (including ramp service)
Nursing and dyeing assistants
Firefighters
Surgeons and dentists
Electricians above 250 volts
Nurses
Chemical, metallurgical, mining, oil, and gas engineers
Deep-sea divers and underwater workers
Dockworkers
Boiler operators
Industrial chemists and toxicologists
Graphic designers and printers
Journalists
Train engineers
Metallurgical workers
Surface and underground miners
Bus and heavy truck drivers
Chemical and radioactivity lab technicians
Workers in oil extraction, tunnels, or flooded galleries
Boiler operators, underground drillers, and X-ray technicians
Welders
Heavy machinery operators
Security guards (armed or unarmed, pending judgment in STF – Theme 1209)
Workers in industrial kitchens
Police officers (specific rules)
Important: none of these professions have guaranteed rights solely based on the function performed. The concession depends on the proof of unhealthy or dangerous conditions.
Documents Required For The Request
The PPP (Social Security Professiographic Profile) and the LTCAT (Technical Report on Environmental Working Conditions) are mandatory. In the PPP, the GFIP code indicates the level of risk of the activity:
25 years: low-risk activities (doctors, nurses, dentists)
20 years: moderate risk (heavy vehicle drivers, engineers exposed to chemical agents)
15 years: high risk (miners, divers, and underground workers)
These documents must be issued by qualified professionals (doctors or occupational engineers) and presented to INSS.
Frequently Asked Questions About Special Retirement
Can I continue working after retiring?
Yes, but not in the same role that gave rise to the benefit. If you continue in a risk activity, INSS may suspend payments.
Is it possible to accumulate with other benefits?
In some cases, yes. Survivor’s pensions and retirement in a different regime are compatible. However, it is not allowed to accumulate with sickness benefits, disability retirement, or Continuous Cash Benefit (BPC/LOAS).
What to do in case of denial?
You can appeal administratively or through the courts. However, specialized lawyers, such as those from Koetz Advocacia, warn: it is only worth insisting if there is solid documentation, avoiding lengthy and fruitless processes.
The special retirement of INSS 2025 can guarantee an integral benefit to various professions, but it depends on robust technical documents and proof of exposure to risk.
And you, have you checked if your profession is covered and if you have the correct documents to request the benefit? Do you think the current rules favor or hinder workers? Share your opinion in the comments — we want to hear from those who live this reality in practice.
Sou técnica de enfermagem e insalubridade desde de: 1993 e tenho 54 anos e não cheguei ainda perto de aposentar
Trabalho rural tem gue ter direito tb é muito sofrido na roça laranja