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Between debts and floods: RS producers struggle to save the 2025/26 soybean crop without credit and fertilizers

Written by Caio Aviz
Published 12/10/2025 às 12:30
Soybean field in Rio Grande do Sul with a tractor and bags of fertilizer in the background, representing the lack of inputs and credit for producers in the 2025/26 harvest.
A growing soybean field in Rio Grande do Sul with idle machinery and bags of fertilizer, illustrating the difficulty producers face in starting planting for the 2025/26 harvest.
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Despite the calendar being open since October 1st, RS producers continue without access to credit and inputs, reducing areas and returning leased crops.

The crisis in the countryside is once again worrying the Rio Grande do Sul, second largest soybean producer of Brazil next to the Paraná. After facing severe droughts followed by floods in crops, the state is experiencing a new phase of uncertainty at the beginning of crop 2025/26. Although climatic conditions show signs of stability, the lack of rural credit and inputs continues to hinder planting in several regions, leading producers to reduce areas e até return leased lands.

Lack of inputs threatens the start of planting

According to official planting calendar, soybean sowing has been authorized since October 1, 2025. However, many farmers have still not been able to buy seeds, fertilizers or pesticides, remaining stagnant even when the soil is ready. Consequently, there are reports of producers trying to plant only with what's left in stock.

Second Armindo Crestani, producer of South waterfall, the situation is critical. “We lost our credit and can't plant the entire area. We'll hand over the field and plant what we can.”, he said. He says that the CPF was negative after failed negotiations with banks that refused to renegotiate debts.

Now the farmer Fabio Santos, Sao Vicente do Sul, regrets the stance of financial institutions: “Producers are good for the bank when they buy consortiums and insurance. But when they need help, they're no longer useful.”, he vents.

Leases become unviable and credit disappears

The difficulty of honor lease payments aggravates the problem. Many producers returned lands due to lack of resources, which compromises access to new financing, since the leased areas serve as warranty for rural credit.

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Em tapes, the producer Dimitrius José reports that already “renegotiated the renegotiation" and remains without access to credit. "I've surrendered some of my land and still have no collateral for new loans. I'm still without seeds, fertilizer, and pesticides."He explains.

The scenario repeats itself in AlegreteWhere Marcelino Michelotti managed to renegotiate debts for three years, but now also faces a block on credit lines.I intend to maintain the area, but I don't have the inputs or conditions to expand the planting."He says.

Em Bagé, on the border with Uruguay, the farmer Jefferson Scheibler describes the picture as unsustainable. "Calamities have come one after another. The government and banks lack the sensitivity to understand that the producer is not to blame.”He says.

Government measures have not yet reached the field

In the midst of the crisis, the federal government announced, in September 2025, PM 1314, releasing R$12 billion for renegotiation of rural debts. Despite the promise, the resource has not yet reached the producers, according to information from Ministry of Agriculture and Livestock (Mapa).

We also pack any 93 municipalities were initially left out of the program because not having declared a state of emergency during floods. Only 56 cities were subsequently included after reviewing the list, but most producers still have not had practical access to the renegotiation lines.

Timeline of the rural crisis in RS

  • 2022 and 2023: severe droughts affect soybean and corn production.
  • 2024: floods cause major agricultural losses in more than 300 municipalities.
  • October 2025: planting of the 2025/26 harvest is authorized, but inputs and credit have not yet arrived.
  • September 2025: MP 1314 announces R$12 billion for renegotiations, with no practical effect so far.

This sequence of events leaves the agricultural sector of Rio Grande do Sul in a delicate situation, with growing debts and scarce credit precisely at the beginning of the most important cycle of national agribusiness.

Perspectives and need for action

If the access to credit remain restricted, the soybean planting in RS could shrink significantly by 2025, with a direct impact on the state's economy and brazilian trade balance. Industry experts say that the recovery of Rio Grande do Sul production depends on the agility in releasing resources and the banking flexibility for indebted producers.

Meanwhile, farmers continue trying to maintain their activities “the way it goes”, trusting that the Map and the public banks can unlock renegotiations in the coming weeks.

Without this, the suffering of the Gaucho countryside will continue to be the most evident portrait of how climate changes and financial bureaucracy together, they can halt one of the most important production chains in the country.

What do you think: Should the government prioritize the immediate release of rural credit to save the 2025/26 harvest or adopt a more cautious and gradual policy, focusing only on compliant producers?

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Caio Aviz

I write about the offshore market, oil and gas, job openings, renewable energy, mining, economy, innovation and curiosities, technology, geopolitics, government, among other topics. Always seeking daily updates and relevant topics, I present rich, considerable and meaningful content. For suggestions and feedback, please contact me at: avizzcaio12@gmail.com.

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