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MEI Gains The Right To ANTICIPATE Their Retirement; Find Out How
If you are a MEI and are always up to date with the DAS payment, you can celebrate! Now, Individual Microentrepreneurs (MEI) have the right to anticipate their retirement in specific cases, such as accidents or work-related illnesses. This means more security and peace of mind for those who venture alone. But how does this anticipation work and what are the requirements? I will tell you everything in the next paragraphs.
The monthly DAS payment, that Document of Collection of the Simples Nacional, is more than just a fiscal obligation for the MEI. It is this contribution, which includes 5% of the minimum wage directed to the INSS, that allows the Individual Microentrepreneur to access various benefits from Social Security, including the long-desired retirement.
MEI Retirement: Requirements and Benefits
Like other workers, the MEI needs to meet the traditional requirements to retire. For men, the rule is clear: 65 years of age and 240 months (or 20 years) of contributions to the INSS. For women, retirement comes at 62 years, with 180 months (15 years) of contributions.
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The amount of retirement for the MEI is fixed, always a minimum wage. The good news is that the request can be made easily, through the app or website of the INSS, without having to leave home.
TO KNOW MORE: Will the MEI be canceled automatically? New law approved by the Chamber of Deputies impacts thousands of Brazilians
MEI Retirement Anticipation: When Is It Possible?
Now comes the interesting part: the possibility of anticipating MEI retirement. If you are a MEI and have suffered an accident or contracted a disease directly related to your activity as an Individual Microentrepreneur, you can retire earlier.
This disability retirement is a right guaranteed as long as the entrepreneur has made at least 12 contributions to the INSS. And there’s more: if the accident or illness is a direct consequence of your work as a MEI, even this 12-contribution waiting period will not be required!
However, it is essential to pay attention to one detail: the MEI who retires due to disability needs to close their company’s CNPJ. Otherwise, they risk losing their retirement benefits. This is a measure to ensure that disability retirement is used correctly and fairly.
Security
For Individual Microentrepreneurs, the possibility of anticipating retirement brings an extra layer of security. Keeping the DAS payment up to date not only guarantees access to regular retirement but also the possibility of disability retirement in case of need. Staying informed about the rules and understanding how this right works is essential to make the most of Social Security benefits. If you are a MEI, you now know: in addition to worrying about the growth of your business, also take care of your future and your social security rights.
HAPPENING NOW: New tax rules require MEI to insert specific code on invoices starting in September, under penalty of cancellation
Did you like this news about the anticipation of retirement for MEI? Leave your comments on what you think! Your opinion is very important and can help other Microentrepreneurs understand this right better.
Boa noite .eu tenho fibromialgia e lupus sou mei .tenho esse ditado eu já tenho 12 anos de contribuição.
Sheila/eu certeza guê será melhor para todos nós gue somos MEI, sou deficiente e não consigo trabalha sobre os pé,obrigo-mi a sentar pós não consigo ficar empé meu sofrimento é. Muito grande préciso de ajuda para sobreviver.
Olha o meu é Jailson Rodrigues Silva sobre o assunto e de suma importância para nós micro empredendo individual pois trabalho com cautela em minha empresa mas nunca estamos livres de acontecer um acidente ou até mesmo de adoecermos no trabalho pois faz bem de forma justa.