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Brazilian City Is ‘Rental Capital’: Surprising Data From IBGE Shows City Where Almost No One Owns a Home

Written by Alisson Ficher
Published on 21/10/2025 at 21:34
Balneário Camboriú lidera ranking do IBGE como a cidade com mais moradores de aluguel no Brasil. Quase metade vive em imóveis alugados.
Balneário Camboriú lidera ranking do IBGE como a cidade com mais moradores de aluguel no Brasil. Quase metade vive em imóveis alugados.
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In A City Known For Skyscrapers And Tourism, Almost Half The Population Rents. Data From IBGE Reveals A Scenario That Places Balneário Camboriú At The Forefront Among The Largest Brazilian Centers When It Comes To Housing.

At First Glance, Balneário Camboriú Is Synonymous With Tall Buildings, Busy Beaches, And A Real Estate Market Always In Full Swing.

Among Residents And Visitors, The Vertical Landscape Stands Out — And Helps Explain A Trait That Distinguishes The Municipality From The Rest Of The Country: There, Almost Half The Population Rents.

The Picture Comes From IBGE And Puts The Santa Catarina City At The Top Among The Largest Brazilian Centers When The Topic Is The Proportion Of People Living In Rented Properties.

In The Country As A Whole, Home Ownership Continues To Predominate.

Even So, IBGE Identifies That Renting Has Gained Ground Over The Last Few Decades.

In Balneário Camboriú, The Phenomenon Stands Out Even More Intensely.

According To The 2022 Census, 45.2% Of Residents Live In Rented Dwellings.

The Gap Compared To The National Average Is Wide: 20.9% Of Brazilians Live In This Condition, Or Approximately One In Five Inhabitants.

The Difference Solidifies The Municipality As The “Rental Capital” Among Cities With Over 100,000 Inhabitants.

Why Does The City Appear So Displaced From The National Standard?

Balneário Camboriú Leads IBGE Ranking As The City With The Most Renters In Brazil. Almost Half Live In Rented Properties.
Balneário Camboriú Leads IBGE Ranking As The City With The Most Renters In Brazil. Almost Half Live In Rented Properties.

The Census Provides A Quantitative Picture Without Assigning Causes, But The Reading Of The Urban Profile Helps To Contextualize.

Balneário Camboriú Brings Together High Density, Strong Migratory Attraction, And A Dynamic Job Market, In Addition To A Significant Verticalization.

In Another Breakdown From The Census Itself, More Than 57% Of Residents Live In Apartments, An Indicator That Reinforces The Supply Of Units In Residential Buildings — An Environment Favorable To Renting For Varying Periods.

What The Census Shows About The “Rental Capital”

The Comparison Base That Places Balneário Camboriú At The Top Considers Only Municipalities With 100,000 Inhabitants Or More.

The Aim Is To Avoid Distortions Caused By Very Small Cities, Where Minimal Variations Can Inflate Percentages.

Within This Group, The Santa Catarina City Widely Leads And Distances Itself From Both The National Average And The Level Observed In Most Cities Of The Same Size.

In The National Cut Of “Occupation Status,” IBGE Records That 72.7% Of The Population Lives In Owner-Occupied Dwellings — Already Paid Off, Inherited, Received, Or Still In Acquisition.

The Share Of Rental Dwellings Reached 20.9%, On The Rise Compared To 2010 And 2000.

In Absolute Numbers, The Housing Stock Accounts For 16.1 Million Rented Dwellings, Which Represents 22.2% Of The Total Of Permanent Private Dwellings.

These Parameters Allow For Understanding How Far Above The Curve Balneário Camboriú Is When The Analysis Is Limited To Large Cities.

Extremes Of The Ranking Among Large Cities

Balneário Camboriú Leads IBGE Ranking As The City With The Most Renters In Brazil. Almost Half Live In Rented Properties.
Balneário Camboriú Leads IBGE Ranking As The City With The Most Renters In Brazil. Almost Half Live In Rented Properties.

While Balneário Camboriú Leads With The Highest Proportion Of Residents Living In Rented Properties, The Other End Of The Ranking Reveals An Opposing Scenario.

Among Municipalities With More Than 100,000 Inhabitants, Cametá (PA) Appears With 3.1% Of Residents Living In Rentals.

The Contrast Between The Extremes Indicates The Heterogeneity Of The Housing Market In The Country, Especially When The Focus Is On Renting.

Regional Variations, Urban Characteristics, And Demographic Dynamics Contribute To Very Different Compositions From City To City.

Smaller Municipalities Also Have High Rental Rates

If The Scope Is Expanded To All 5,570 Municipalities, Areas With Even Higher Percentages Of Renters Emerge, But Outside The “Large Cities” Cut.

Lucas Do Rio Verde (MT) Registers 52% Of Residents In Rented Properties, And Campo Novo Do Parecis (MT) Has 47%.

These Examples, While Revealing About The Spread Of Renting In The Country’s Interior, Do Not Alter The Leadership Of Balneário Camboriú Within The Group Of Larger Population, Which Is The Focus Of This Comparison.

How Verticalization Influences The Rental Market

The Profile Of Balneário Camboriú Helps To Contextualize Why Renting Has Such A High Weight In The Municipality.

With 139,155 Inhabitants In The 2022 Census And One Of The Highest Rates Of Apartment Dwellers In The Country, The City Has Established Itself As A Hub Of Residential Buildings.

This Urban Configuration Tends To Favor The Rental Market, Either By Facilitating The Supply Of Units Or By Attracting Seasonal Flows Of Work And Study, Along With Permanent Migratory Movements.

IBGE, However, Emphasizes That The Census Measures And Compares; Assigning Specific Causes Requires Additional Studies.

National Trend: The Advance Of Renting

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Over The Last Two Decades, Renting Has Advanced In Brazil, Even Though Home Ownership Remains Prevalent.

The Historical Series From IBGE Confirms This Trend, With Consistent Growth In Renting And A Relative Reduction In The Share Of Owner-Occupied Dwellings In Total.

This Is A Structural Change That Crosses Regions, Although With Different Intensities.

The Midwest Shows The Highest Proportion Of Renters Among The Major Regions, While Others Fall Below The National Average.

A Cross-Analysis With The Size Of Municipalities Suggests That More Densely Populated Areas And Those With Hot Job Markets Tend To Concentrate Larger Shares Of Tenants — A Pattern That Resonates With Tourist Centers, University Hubs, And Cities With Strong Service Sectors.

What Balneário Camboriú’s Leadership Represents

Balneário Camboriú’s Position As The “Rental Capital” Among Large Cities Is Based On Official, Comparable, And Recent Numbers.

For Those Following The Topic, The Message Is Clear: No Other Municipality With Over 100,000 Inhabitants Has A Higher Proportion Of People Living In Rented Properties.

This Information Serves As A Parameter For Discussions On Housing Policy, Urban Planning, And Public Services.

Researchers And Managers Can Cross This Data With Indicators Of Income, Mobility, And Prices To Understand How Renting Is Distributed And How It Responds To Demographic Changes.

In Practical Terms, Understanding These Percentages Helps To Gauge Needs Such As Transport, Education, And Health In Areas With High Resident Turnover And A Greater Share Of Rental Dwellings.

It Also Guides The Housing Market In Calibrating Supply, Construction Standards, And Neighborhood Characteristics, Always Based On Evidence And Keeping Local Specificities In Mind.

In Your Municipality, Does The Share Of The Population Living In Rentals Approach The Level Of 45.2% Observed In Balneário Camboriú Or Is It Closer To The National Average Of 20.9%?

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Alisson Ficher

Jornalista formado desde 2017 e atuante na área desde 2015, com seis anos de experiência em revista impressa, passagens por canais de TV aberta e mais de 12 mil publicações online. Especialista em política, empregos, economia, cursos, entre outros temas e também editor do portal CPG. Registro profissional: 0087134/SP. Se você tiver alguma dúvida, quiser reportar um erro ou sugerir uma pauta sobre os temas tratados no site, entre em contato pelo e-mail: alisson.hficher@outlook.com. Não aceitamos currículos!

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