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Workers exposed to unhealthy or dangerous conditions can secure an early benefit with the new INSS rule. Find out if you are eligible and how Special Retirement works!
Good news for those who contribute to the INSS! If you have been working for 15, 20 or 25 years and are in a profession considered high-risk or unhealthy, you can retire early, at age 55, through Special Retirement. This modality guarantees that workers exposed to conditions that are harmful to their health are entitled to an early benefit. But how does this new government rule work? Which professions are included? We will explain everything about the new INSS law and how it can help you achieve special retirement.
What is INSS special retirement?
Special Retirement is a benefit offered by the INSS for workers who work in activities that put their health or physical integrity at risk. With the new INSS law, approved in 2019, it was established that these professionals can retire at the age of 55, as long as they have contributed for 15, 20 or 25 years, depending on the profession. This type of retirement has some advantages:
- There is no minimum age requirement for those who were already in the market before the 2019 reform;
- Ensures a more advantageous benefit calculation, without applying the social security factor;
- It has a transition rule for those who already contributed before the reform.
Which professions are entitled to special retirement?
The list of professions that fall under the new INSS law is extensive. These activities are considered unhealthy or risky, guaranteeing the possibility of early retirement. Check out some of the main ones:
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- Airline Runway Service
- Nursing assistant
- Fireman
- Electrician with exposure above 250 volts
- Chemical, metallurgical and mining engineers
- Bus and truck driver (over 4.000 tons)
- X-ray Operator
- Fisherman
- Welder
- armed guard
These and other professions are detailed on the INSS website, and it is important to check whether your activity qualifies before requesting the benefit.
How to apply for special retirement?
The process for requesting Special Retirement from INSS can be done in person or online. See how to proceed in each case:
1. Through the Meu INSS website or app
- Access My INSS website or download the app;
- Log in using your Gov.br account;
- Click on “New Request” and type “retirement”;
- Choose the Special Retirement option;
- Fill in the necessary information and attach the required documents;
- Submit the request and wait for analysis.
2. In person at INSS Agencies
- Schedule your appointment by calling 135 or via the website;
- Go to the agency on the scheduled day and time with the documents in hand;
- Fill out the application form and complete the order.
3. By Telephone 135
If you prefer, you can also place your order quickly and conveniently over the phone. Just call 135 (available Monday to Saturday, 7am to 22pm) and formalize your request.
Documents required to apply for retirement
Regardless of how you choose to apply for government benefits, some documents are essential:
- RG and CPF
- Birth or marriage certificate
- work card
- Contribution statement (CNIS)
- Proof of address
- Documents proving exposure to unhealthy or dangerous conditions (PPRA, LTCAT, PPP)
These documents help to prove the contribution time and the unhealthy activity, facilitating the analysis of your request by the INSS.
Why is the new INSS law important?
The new INSS law brought considerable changes for Brazilian workers. Previously, special retirement depended on less clear rules, and many professionals ended up facing difficulties in obtaining the benefit from the government. With the reform, the government established more defined criteria, ensuring that workers in unhealthy conditions have the right to early retirement.
Furthermore, the use of technology by the INSS, such as the Meu INSS application, has facilitated access to the benefit, allowing citizens to track their requests quickly and easily.
What changes for those who entered the market after 2019?
Those who started contributing to the INSS after the 2019 pension reform can also apply for special retirement, but must meet some different criteria:
- Contribution time: Special retirement continues to require 15, 20 or 25 years of contribution, depending on the activity;
- Minimum age: The new rule establishes a minimum age of 55 for workers in unhealthy conditions.
These changes help ensure that the benefit continues to be a form of protection for those who work in risky activities. Special Retirement is an important right for workers who work in risky conditions. With the new INSS law, the government ensures that these professionals can retire early and with a fair benefit. If you meet the criteria, don't waste time and apply for your benefit.
Keep an eye on deadlines, organize your documents and take advantage of the digital tools available to facilitate the process. Your future starts now, and the INSS is ready to help you secure your retirement with peace of mind.
