Portuguese 
English 
Spanish 
3 min of reading 
0 comments 
New Modality Targets Young People Aged 16 and 17 and Includes Parental Supervision to Stimulate Financial Responsibility from an Early Age.
The Nubank Launches Credit Card for Teenagers Aged 16 and 17, with a limit linked to the amount reserved in Piggy Banks within the account. The initiative aims to teach young people to manage finances gradually, with direct monitoring from parents or guardians.
According to the TechTudo portal, if the bill is not paid, the amount is automatically deducted from the Card Piggy Bank, ensuring greater security and avoiding the risk of early debt.
How the New Feature Works
Parents can now monitor their children’s spending in real-time, setting limits and supervising credit transactions.
-
Brazilian city bets on the business environment to generate jobs and attract investments in the energy sector — secretary reveals strategy at Macaé Energy 2026.
-
50 viaducts, 4 tunnels, 28 bridges, and 40 kilometers of bike paths: BR-262 in Espírito Santo will receive 8.6 billion reais for the largest engineering project in the state’s history, inspired by the Immigrant Highway in São Paulo.
-
Brazil produces too much clean energy and doesn’t know what to do with it: over 20% of solar and wind capacity was wasted in 2025 while investors flee and 509 renewable generation projects were abandoned in the last year.
-
Piauí will produce a new fuel that replaces diesel without needing to change anything in the truck’s engine and reduces pollutant gas emissions by half: truck drivers from all over the Northeast are already celebrating the news that will arrive later this decade.
The model also includes educational challenges that teach, in practice, concepts of economics and financial planning.
According to Nubank, almost half of the young clients already use Piggy Banks to save money, which motivated the choice of this resource as the basis for the credit limit.
The proposal is to allow teenagers to use the card in everyday situations, such as online shopping and digital subscriptions, in a controlled and educational environment.
What Experts Say
For economist Tiago Velloso, from Santander Private, the tool can be an important step in the financial education of young people.
He explains that parental control ensures security, while also opening up space for dialogues about mindful consumption and financial discipline.
However, the expert warns that, without adequate supervision, the card can encourage early consumption and impulsive spending behavior. To avoid this, it is recommended to treat the resource as part of the family budget rather than as an extension of income.
“The model is almost a turbocharged prepaid card, as the limit depends on the amount reserved by the parents. This reduces the risk of default and teaches young people to respect their own limits,” Velloso assesses.
How to Apply for the Card for Minors
To enable the credit card, the guardian must be a Nubank client and already have requested the account for the young person in the app.
The feature will be gradually released, and the guardians will receive notification by e-mail.
It’s worth remembering that the bank already offers the Nu Account for Minors from the age of 6, but without the credit function.
Now, with the new modality, teenagers aged 16 and 17 will be able to experience using the card under specific rules and strict family supervision.
The launch of the credit card for teenagers from Nubank represents an innovation in the Brazilian market, balancing early access to financial services with mechanisms for protecting against debt.
The initiative can serve as a tool for practical financial education, but it directly depends on the active involvement of parents in the process.
And you, do you believe this model will really help young people develop financial responsibility or could it pave the way for early and problematic consumption? Leave your opinion in the comments — we want to hear from those who live this experience in practice.
Seja o primeiro a reagir!