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The Right That Almost No Tenant Knows: Property Owners Can Be Held Liable for Theft and Damage When They Do Not Provide Minimum Security Standards

Written by Valdemar Medeiros
Published on 29/09/2025 at 13:36
O direito que quase nenhum inquilino conhece: dono do imóvel pode ser responsabilizado por furtos e danos quando não garante condições mínimas de segurança
Foto: O direito que quase nenhum inquilino conhece: dono do imóvel pode ser responsabilizado por furtos e danos quando não garante condições mínimas de segurança
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Landlord Can Be Held Liable for Theft and Damage When Failing to Ensure Minimum Security of the Property, Confirm Courts in Brazil.

Few tenants know, but the Tenancy Law (Law No. 8,245/1991) can turn into a powerful ally in situations of vulnerability. Although the general rule states that the owner is not automatically liable for theft or damages suffered by the tenant, Brazilian courts have already recognized that the landlord can be held liable when failing to ensure minimum security conditions in the rented property. This little-known legal loophole paves the way for compensations and reimbursements that surprise unprepared landlords.

What the Tenancy Law Says About Property Security

According to Article 22 of the Tenancy Law, the landlord has the obligation to deliver the property in usable condition and to maintain it that way throughout the rental period. This includes not only physical structure (such as walls, roofs, electrical and plumbing installations) but also basic security elements, such as locks, doors, and gates.

When the owner fails to meet these obligations, they can be held liable for the tenant’s losses. The judiciary understands that delivering a property without a lock, with a broken gate, or with serious structural flaws is a form of negligence, which opens the way for civil reparations.

Cases Where the Landlord Can Be Held Liable

The owner is not liable for every theft or robbery perpetrated by third parties, but they can be condemned in specific situations:

  • Damaged Locks or Bolts: if the owner delivers the property with security defects and does not make repairs, they are accountable for the resulting damages.
  • Garage or Access Gates Not Functioning: issues ignored by the landlord may be interpreted as complicity with the risk.
  • Negligence in Mandatory Maintenance: leakages, cracks, or windows not in adequate condition that facilitate intruders’ entry can also generate liability.
  • Breach of Contract: when the contract expressly states that the property would be delivered with certain security systems (alarm, electric fence, concierge), and this does not occur.

In these scenarios, courts have already condemned landlords to compensate tenants not only for the value of stolen goods but also for moral damages due to the psychological distress caused by the situation.

Condominium Responsibility vs. Landlord Responsibility

In properties within condominiums, such as apartments, the responsibility can fall on the condominium itself, especially when there is a failure in concierge service, absence of promised security, or negligence in maintaining common areas.

However, this does not exempt the owner when the problem is internal to the property. For example, if the building’s gate works, but the apartment door has a broken lock that was never repaired, the responsibility lies with the owner.

This understanding has already been consolidated in various decisions by State Courts, which analyze each case but tend to hold the owner responsible when there is clear evidence of negligence.

The Tenant’s Role in Protecting the Property

The law also imposes duties on the tenant. The Article 23 of the Tenancy Law requires the tenant to take care of the property as if it were their own, maintaining it in good condition. This means they must also immediately inform the owner of any security problems found, such as defective locks or faulty gates.

If the tenant fails to make this communication and suffers losses, they may lose the right to compensation, as the judiciary may understand that there was omission by the tenant themselves.

Cases Judged by Brazilian Courts

In recent years, courts in different states have recognized the landlord’s liability in situations related to security. Among the examples:

  • TJ-SP condemned a landlord to compensate a tenant after a theft at the property because the entrance door had a defective lock and the repair was never made.
  • TJ-MG decided that the landlord should reimburse losses from a robbery because they had breached a contractual clause that required the installation of an electric fence.
  • STJ, in similar decisions, reaffirmed that the owner’s responsibility exists when there is a causal link between the flaw in the property and the damage suffered by the tenant.

These rulings show that the judiciary has taken a balanced position, demanding accountability when there is proven negligence.

Impacts for Landlords and Tenants

For landlords, the message is clear: delivering the property in perfect condition and keeping repairs up to date is a legal obligation that prevents lawsuits.

Neglecting a gate, a lock, or promising security systems that were never installed can be costly in terms of compensations.

For tenants, information is power. Few know that they can seek compensation when the property presents flaws that facilitate theft and damage. This right is a mechanism for balance, since often the landlord holds more power in negotiations.

How to Proceed in Case of Security Failure

A tenant who feels harmed should:

  • Formally notify the landlord about the problem, in writing.
  • Document evidence with photos, videos, and police reports.
  • Keep receipts for repairs they have financed.
  • Take legal action in case of refusal, seeking reimbursement for material damages and, if applicable, moral damages.

This procedure increases the chances of success in any legal action.

The Right to Security and the Social Function of the Contract

More than a contractual obligation, the landlord’s responsibility for the security of the property is linked to the social function of housing.

The property must serve as shelter, protection, and tranquility. When the owner fails to provide minimal conditions, they break this function and compromise the tenant’s dignity.

This is why courts have interpreted the law in a way that protects the more vulnerable party in the relationship: the tenant, who pays to live in safety.

The current understanding is clear: the owner is not automatically liable for crimes committed by third parties, but can indeed be held responsible if there is negligence in the maintenance of basic security items in the property.

This little-known detail of the Tenancy Law is further evidence that knowing your rights can completely change the relationship between tenants and landlords.

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Vanil
Vanil
30/09/2025 16:32

Quem e brasileiro sabe q o país jaz na insegurança,Entao tem que se proteger do inquilino,contrato esclarecendo a situaçao do imovel ,antes q o esperto procure brechas p encher o pote de mel.

Elias
Elias
30/09/2025 05:57

Alugar um imóvel deveria ser uma opção e não uma imposição. Mas o “Brasilzão que não tem vergonha no carão”,nos enfia goela abaixo mais essa humilhação ,aí nós brasileiros pé rapado temos que alugar imóveis para morar e proteger a nossa família,como diz a própria justiça. É uma vergonha…todo brasileiro pai de família deveria morar no seu imóvel.Alugar somente por opção e não por não ter uma moradia.Mas como diz a música de Gilberto Gil:”nos barracos da cidade, não se tem mais ilusão,pois a ausura dessa gente já virou um aleijão”. Gente ****,gente hipócrita. É isso meus queridos,infelizes aqueles que como eu,tem que alugar um imóvel.Sabe aquela frase popular bem conhecida? “Pagar aluguel é jogar dinheiro no lixo”. É bem isso. Um abraço a todos.

Marcos
Marcos
29/09/2025 17:30

Se for alugar nao se esqueça de exigir no contrato de locação que o inquilino faça seguro. Contra fogo, contra roubo e outros e caso nao o faça nada poderá exigir do proprietário…Todo imóvel está sujeito a ser assaltado furtado, ora muitos locadores ja colocam um valor baixo de aluguel,, se existir a possibilidade de quem loca ainda a vir ser condenado por furto nada mais justo de aumentar o aluguel para cobrir isto em caso que ocorra.

Valdemar Medeiros

Formado em Jornalismo e Marketing, é autor de mais de 20 mil artigos que já alcançaram milhões de leitores no Brasil e no exterior. Já escreveu para marcas e veículos como 99, Natura, O Boticário, CPG – Click Petróleo e Gás, Agência Raccon e outros. Especialista em Indústria Automotiva, Tecnologia, Carreiras (empregabilidade e cursos), Economia e outros temas. Contato e sugestões de pauta: valdemarmedeiros4@gmail.com. Não aceitamos currículos!

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