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Unemployment Insurance Payments Vary With Time Worked and Number of Claims, But Changes in Rules Create Confusion Among Workers

Published on 14/08/2025 at 11:02
Parcelas do seguro-desemprego exigem no mínimo 6 meses de trabalho no terceiro pedido, mas 12 meses no primeiro requerimento
Parcelas do seguro-desemprego exigem no mínimo 6 meses de trabalho no terceiro pedido, mas 12 meses no primeiro requerimento
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Who Worked for 6 Months Is Entitled to How Many Unemployment Insurance Installments. Benefits Vary According to Time Worked and Number of Previous Applications; See How It Works.

Workers who have completed at least six months of formal employment and were dismissed without just cause may be entitled to unemployment insurance. The number of unemployment insurance installments is defined by the length of employment and the number of times the benefit has already been requested, according to data from the Ministry of Labor and Employment, cited by Estadão.

In the case of those applying for the third time or more, six months of work is sufficient to qualify for the benefit. However, the amount and the number of installments change according to the current rules, which aim to cater to different profiles of workers.

Who Is Entitled to Unemployment Insurance

The benefit is intended for those who were dismissed without just cause, do not have another source of income, and do not receive continuing benefit from Social Security. At the time of applying, the worker must be unemployed and present the request issued by the employer at the time of termination.

In the first application, the minimum required time of work is 12 months within the last 18 months. In the second application, at least 9 months within the last 12 months are required. In the third application and onwards, the requirement drops to 6 months of formal employment.

How Many Unemployment Insurance Installments Are Paid

The number of installments varies according to the period worked:

  • 6 to 11 Months: 3 Installments
  • 12 to 23 Months: 4 Installments
  • 24 Months or More: 5 Installments

Each installment is paid monthly and serves as temporary support while the worker seeks re-employment in the market.

What Is the Value of the Benefit

The minimum amount paid is R$ 1,518, equivalent to the minimum wage in 2025, and the ceiling reaches R$ 2,424.11. To calculate the benefit, the government considers the average of the last three salaries received before dismissal, applying the brackets and percentages defined by law:

  • Up to R$ 2,138.76: average salary multiplied by 0.8
  • From R$ 2,138.77 to R$ 3,564.96: add R$ 1,711.01 to 50% of the amount that exceeds R$ 2,138.76
  • Above R$ 3,564.96: fixed amount of R$ 2,424.11

How to Apply for Unemployment Insurance

The application can be made in three ways:

  • Online: through the gov.br portal or the Digital Work Card app
  • In Person: at Ministry of Labor units, with an appointment by phone 158
  • Authorized Posts: as indicated by the responsible agency

In all cases, it is necessary to provide the request number delivered by the employer and confirm the personal data to proceed with the application.

And you? Have you ever needed to apply for unemployment insurance? How many installments did you receive and how was the process? Share your experience in the comments.

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Maria Heloisa Barbosa Borges

Falo sobre construção, mineração, minas brasileiras, petróleo e grandes projetos ferroviários e de engenharia civil. Diariamente escrevo sobre curiosidades do mercado brasileiro.

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