The Chamber of Deputies Approved Today, March 2, with Great Enthusiasm, the Women’s Credit Program. This Important Initiative Aims to Facilitate Access to Loans for Micro and Small Businesses Led by Women.
The Vote on This Women’s Credit Proposal Is a Demonstration That for the Chamber, Women’s Issues Are a Priority – Especially Close to the Date of International Women’s Day (March 8).
The Women’s Credit Program Establishes Mandatory Minimum Percentages for Credit Lines Opened by the Government, Intended Exclusively for Microenterprises Controlled by Women. The Proposal Was Accepted Unanimously and Now Goes for Analysis in the Senate for Later Sanction by Lula.
The Law Approved in the Chamber of Deputies Aims to Support Female Entrepreneurship, Especially for Black Women. The National Program to Support Microenterprises and Small Businesses (Pronampe) Allocates 25% of Resources to This Target Audience. Thus, the Guarantee Fund for Micro and Small Enterprises (Fampe), from Sebrae, Should Also Follow the Same Criteria.
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The Original Proposal from Deputy Luísa Canziani (PSD-PR) Included a Minimum Percentage Close to 5% for Credit Lines Directed to Black Women. However, It Was Defined That “Minimum Percentages of Resources [from Pronampe] Should Be Allocated to Companies Controlled and Managed by Black Women, Low-Income Individuals, or Those with Disabilities,” Without Specifying an Exact Number.
“It Is a Significant Achievement to Eliminate the Various Inequalities That Exist in the Credit Market, Especially Regarding Gender and Race,” Said Canziani. She Also Highlighted That the Project Is a Major Advancement in Honor of International Women’s Day. Thus, for Those Seeking to Expand Their Participation in the Financial Market, It Is a Giant Step in the Right Direction.

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