Nubank Launches Credit Card for Teens Aged 16 and 17 with Limit Controlled by Caixinhas and Parental Supervision

Written by Maria Heloisa Barbosa Borges

Published on 30/09/2025 at 08:09

Nubank lança cartão de crédito para adolescentes com limite controlado por Caixinhas

Seja o primeiro a reagir!

New Modality Targets Young People Aged 16 and 17 and Includes Parental Supervision to Stimulate Financial Responsibility from an Early Age.

The Nubank Launches Credit Card for Teenagers Aged 16 and 17, with a limit linked to the amount reserved in Piggy Banks within the account. The initiative aims to teach young people to manage finances gradually, with direct monitoring from parents or guardians.

According to the TechTudo portal, if the bill is not paid, the amount is automatically deducted from the Card Piggy Bank, ensuring greater security and avoiding the risk of early debt.

How the New Feature Works

Parents can now monitor their children’s spending in real-time, setting limits and supervising credit transactions.

ARTICLE CONTINUES BELOW

Major Oil, Gas, and Energy Event Will Take Place in Brazil: Macaé Energy Will Gather Petrobras, Equinor, Prio, Among Other Suppliers and Energy Executives for Business, Networking, and Employment Opportunities

The Technical Agenda and the Fair in the City of Macaé Should Boost Discussions on Investments, Energy Transition, and Development of the Oil, Gas, and Energy Chain in the National...

Paulo Nogueira

The model also includes educational challenges that teach, in practice, concepts of economics and financial planning.

According to Nubank, almost half of the young clients already use Piggy Banks to save money, which motivated the choice of this resource as the basis for the credit limit.

The proposal is to allow teenagers to use the card in everyday situations, such as online shopping and digital subscriptions, in a controlled and educational environment.

What Experts Say

For economist Tiago Velloso, from Santander Private, the tool can be an important step in the financial education of young people.

He explains that parental control ensures security, while also opening up space for dialogues about mindful consumption and financial discipline.

However, the expert warns that, without adequate supervision, the card can encourage early consumption and impulsive spending behavior. To avoid this, it is recommended to treat the resource as part of the family budget rather than as an extension of income.

“The model is almost a turbocharged prepaid card, as the limit depends on the amount reserved by the parents. This reduces the risk of default and teaches young people to respect their own limits,” Velloso assesses.

How to Apply for the Card for Minors

To enable the credit card, the guardian must be a Nubank client and already have requested the account for the young person in the app.

The feature will be gradually released, and the guardians will receive notification by e-mail.

It’s worth remembering that the bank already offers the Nu Account for Minors from the age of 6, but without the credit function.

Now, with the new modality, teenagers aged 16 and 17 will be able to experience using the card under specific rules and strict family supervision.

The launch of the credit card for teenagers from Nubank represents an innovation in the Brazilian market, balancing early access to financial services with mechanisms for protecting against debt.

The initiative can serve as a tool for practical financial education, but it directly depends on the active involvement of parents in the process.

And you, do you believe this model will really help young people develop financial responsibility or could it pave the way for early and problematic consumption? Leave your opinion in the comments — we want to hear from those who live this experience in practice.

0 Comentários

Mais recente

Mais antigos Mais votado

Feedbacks

Visualizar todos comentários

Nubank Launches Credit Card for Teens Aged 16 and 17 with Limit Controlled by Caixinhas and Parental Supervision

New Modality Targets Young People Aged 16 and 17 and Includes Parental Supervision to Stimulate Financial Responsibility from an Early Age.

How the New Feature Works

Major Oil, Gas, and Energy Event Will Take Place in Brazil: Macaé Energy Will Gather Petrobras, Equinor, Prio, Among Other Suppliers and Energy Executives for Business, Networking, and Employment Opportunities

What Experts Say

How to Apply for the Card for Minors

At just 14 years old, a boy creates a system without energy, using steel pipes buried in the ground, that irrigates seedlings with moisture from the air, to combat the water scarcity threatening reforestation in northern China.

Where there was only sand and wind at 40 degrees, China built a megacity of 500,000 inhabitants with farms, wineries, and universities in the middle of the desert using melted glacier water from hundreds of kilometers away.

At over 8,800 meters above sea level, the summit of Mount Everest is made up of rocks that originated at the bottom of an ocean about 500 million years ago and were pushed to the highest point on Earth by the collision of tectonic plates.

A couple builds a system to bring water from the spring to their land, climbs a hill with materials on their backs, and creates a simple, cheap, and sustainable solution to ensure their own water supply.

The end of total solar eclipses has a deadline: the Moon is moving away from the Earth at about 3.8 cm per year, and in approximately 600 million years, it will no longer completely cover the Sun, ending one of the rarest coincidences in the Solar System.

With 40% of all the gold on the planet buried in a single geological basin that is 2.7 billion years old in South Africa, the Witwatersrand still hides R$ 3 trillion in unreachable reserves.

In the depths of the African forest, these rare and terrifying native species dominate rivers, swamps, and treetops with venom, brute strength, lethal teeth, and behaviors that seem impossible in the heart of the wild.

The Mediterranean has become the target of the largest underwater archaeological mission ever coordinated by UNESCO: eight countries have joined forces to map shipwrecks and protect a historic corridor.

After nearly 50 years of neglect, BR-319 receives R$ 678 million to pave 340 km, gain a 320-meter bridge, and try to lift Amazonas out of the mud, the quagmire, and road isolation.

In France, a group of artisans spends 28 years building a medieval castle with 13th-century tools, without machines, without measuring tapes, and with almost zero carbon footprint, and the rediscovered techniques helped in the reconstruction of Notre-Dame.

The heatwave in Brazil that hit in March is set to end as a cold front arrives between Good Friday and Easter Sunday, causing a temperature drop of up to 6 degrees and rain in the Central-South region, according to the Easter weather forecast.

The U.S. Army has introduced its first new lethal grenade since the Vietnam War: the M111 kills using pressure shock waves that bounce off walls and can explode the enemy’s lungs without producing a single shard.

Nubank Launches Credit Card for Teens Aged 16 and 17 with Limit Controlled by Caixinhas and Parental Supervision

New Modality Targets Young People Aged 16 and 17 and Includes Parental Supervision to Stimulate Financial Responsibility from an Early Age.

How the New Feature Works

Major Oil, Gas, and Energy Event Will Take Place in Brazil: Macaé Energy Will Gather Petrobras, Equinor, Prio, Among Other Suppliers and Energy Executives for Business, Networking, and Employment Opportunities

What Experts Say

How to Apply for the Card for Minors

At just 14 years old, a boy creates a system without energy, using steel pipes buried in the ground, that irrigates seedlings with moisture from the air, to combat the water scarcity threatening reforestation in northern China.

Where there was only sand and wind at 40 degrees, China built a megacity of 500,000 inhabitants with farms, wineries, and universities in the middle of the desert using melted glacier water from hundreds of kilometers away.

At over 8,800 meters above sea level, the summit of Mount Everest is made up of rocks that originated at the bottom of an ocean about 500 million years ago and were pushed to the highest point on Earth by the collision of tectonic plates.

A couple builds a system to bring water from the spring to their land, climbs a hill with materials on their backs, and creates a simple, cheap, and sustainable solution to ensure their own water supply.

The end of total solar eclipses has a deadline: the Moon is moving away from the Earth at about 3.8 cm per year, and in approximately 600 million years, it will no longer completely cover the Sun, ending one of the rarest coincidences in the Solar System.

With 40% of all the gold on the planet buried in a single geological basin that is 2.7 billion years old in South Africa, the Witwatersrand still hides R$ 3 trillion in unreachable reserves.

In the depths of the African forest, these rare and terrifying native species dominate rivers, swamps, and treetops with venom, brute strength, lethal teeth, and behaviors that seem impossible in the heart of the wild.

India announces a plan of $3.06 billion to bring aviation to forgotten regions: 100 new airports, $1.07 billion in subsidies, and regional routes guaranteed for 10 years, from 2026 to 2036, away from the centers.

Brazil blocked a proposal from the United States at the WTO that would make the exemption from tariffs on digital products like streaming and ebooks permanent, favoring American tech giants at the expense of developing countries.

IPTU exemption for seniors in 2026: see how to secure the benefit.

The institute that trained the greatest aerospace engineers in Brazil has just opened its first campus outside São Paulo after 75 years: ITA Ceará will have R$ 445 million, new courses in energy and systems, and classes are expected to start in 2027.

Luciano Hang, owner of Havan, goes to Juiz de Fora after the tragedy in February, brings R$ 1 million, hands out R$ 2,000 cards, and donates up to R$ 15,000 to victims in the region.

The Mediterranean has become the target of the largest underwater archaeological mission ever coordinated by UNESCO: eight countries have joined forces to map shipwrecks and protect a historic corridor.

After nearly 50 years of neglect, BR-319 receives R$ 678 million to pave 340 km, gain a 320-meter bridge, and try to lift Amazonas out of the mud, the quagmire, and road isolation.

In France, a group of artisans spends 28 years building a medieval castle with 13th-century tools, without machines, without measuring tapes, and with almost zero carbon footprint, and the rediscovered techniques helped in the reconstruction of Notre-Dame.

The heatwave in Brazil that hit in March is set to end as a cold front arrives between Good Friday and Easter Sunday, causing a temperature drop of up to 6 degrees and rain in the Central-South region, according to the Easter weather forecast.

The U.S. Army has introduced its first new lethal grenade since the Vietnam War: the M111 kills using pressure shock waves that bounce off walls and can explode the enemy’s lungs without producing a single shard.