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Debt Restructuring: Fies Debt Discount Could Reach 92%, Available Online or In-Person

Written by Roberta Souza
Published on 06/09/2022 at 16:06
Updated on 06/09/2022 at 16:07
Fies, dívida, online
Foto: reprodução agenciabrasil.ebc.com.br
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The Renegotiation Of Student Debts Of Those Who Hired Fies Has Been Available Since Thursday, 01, And Can Be Done Online Directly With A Cashier Or Banco Do Brasil

The new deadline for university students who took out loans through Fies (Student Financing Fund) to request the renegotiation of their debts started last Thursday, September 1. Students who wish to renegotiate their debts must pay the agreed amount in full for the discount to be applied.

Fies Can Grant Discounts Of Up To 92% On Debt Renegotiation

The renegotiation can be contracted until December 31, 2022, online or directly with financial agents from Caixa and Banco do Brasil. Students who are still paying their monthly fees in daily installments are entitled to a 12% discount on the debt.

However, students who were in the process of leaving school on December 30, 2021, but who delayed payment of fees for more than 90 days, may be entitled to a discount of up to 99% of the total amount, depending on each case. The discount obtained varies according to each student.

Also, students who have delays of more than one year who have benefited from Emergency Assistance or are enrolled in Cadúnico can request the given discount, online or in person. Students with debts can simulate the renegotiations with the bank with which they have the Fies contract to check if they are entitled to the granted benefit, online or in person.

Students With Debt Who Are Registered In CadÚnico

Students who have debts with Fies and are registered in CadÚnico (Single Registry for Social Programs) or who are approved for emergency assistance will receive a 92% discount on the total debt amount, which can be paid in 10 equal installments in this case.

It is estimated that 548 million students with debts of more than 360 days in FIES fit into this category, as in the case of a student who received nearly R$ 32 thousand in discounts on her debt.

Fies Caixa App For Online Renegotiation

Caixa, in order to facilitate this online renegotiation process, launched the Fies Caixa app at an event in Campinas (SP), which, in addition to allowing users to analyze contract data and generate invoices, will also allow for renegotiating overdue payments with discounts, entirely online.

This way, nearly 2 million customers will benefit from the online service channel that is already available for download.

In Addition To Fies, Sisu And Other National Admission Forms, ENEM Is Now Accepted At Universities In Portugal

If you plan to study abroad, specifically in Portugal, and wish to use your ENEM score, check in this text which higher education institutions have agreements, which courses are not accepted, and when the academic year begins in Portugal.

Since 2014, students from Brazil can study in Portugal and enter a Portuguese university using their ENEM score. The first university in Portugal to sign the agreement was the University of Coimbra (UC), one of the oldest universities in the world still in operation.

The ENEM score can be used for undergraduate applications, Licentiate in Portugal, at universities participating in the program.

The ENEM results can be used to study abroad in the selection processes of educational institutions in Portugal for admission; however, it is necessary to have good scores, as Portuguese universities are quite competitive. The minimum score is usually 600, with some courses being more contested.

Currently, 51 universities, polytechnic institutes, and higher education schools have interinstitutional agreements with the Anísio Teixeira National Institute for Educational Studies and Research (INEP). The agreement between the countries ensures simplified access to the scores of Brazilian students who wish to study abroad and who enter undergraduate courses in Portugal. However, it is important to highlight that each institution defines the rules and weights for using the scores.

Roberta Souza

Autora no portal Click Petróleo e Gás desde 2019, responsável pela publicação de mais de 8.000 matérias que somam milhões de acessos, unindo técnica, clareza e engajamento para informar e conectar leitores. Engenheira de Petróleo e pós-graduada em Comissionamento de Unidades Industriais, também trago experiência prática e vivência no setor do agronegócio, o que amplia minha visão e versatilidade na produção de conteúdo especializado. Desenvolvo pautas, divulgo oportunidades de emprego e crio materiais publicitários direcionados para o público do setor. Para sugestões de pauta, divulgação de vagas ou propostas de publicidade, entre em contato pelo e-mail: santizatagpc@gmail.com. Não recebemos currículos

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