With sales of shares exceeding 5 million and credits traded around 500 billion, Brazilian consortia broke records in 2025, in a system that became one of the main ways for Brazilians to buy goods in the country
The consortia in Brazil broke records in 2025. According to ABAC, the consortia in Brazil sold 5.16 million shares in 2025, an increase of 15% compared to 4.49 million the previous year. Share sales exceeded 5 million.
And credits soared. According to the ABAC Blog, the consortia in Brazil traded 500.27 billion reais in credits in 2025, an increase of 32.1% compared to the previous year. The amount released exceeded 500 billion.
How many shares did the consortia in Brazil sell
Sales exceeded 5 million. According to ABAC, the consortia in Brazil sold 5.16 million shares in 2025. There were millions of new shares in the year.
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And the growth was strong. According to ABAC, the sale of shares by the consortia in Brazil grew 15% in 2025 compared to the previous year. Memberships advanced by double digits.
This mark of 5.16 million shares shows the strength of the sector. The consortium became one of the main ways for Brazilians to buy cars, motorcycles, real estate, and even services without paying interest, which gives the system a huge and growing participant base. In a high-interest scenario, the consortium’s credit letter becomes an attractive alternative for those who want to plan a purchase without going into debt through financing. It is this escape from interest that helps explain the record memberships in the year.
How much did the consortia in Brazil release in credits
Credits exceeded 500 billion. According to the ABAC Blog, the consortia in Brazil traded 500.27 billion reais in credits in 2025. Hundreds of billions of reais were released.
And the increase was even greater than that of the shares. According to the ABAC Blog, the credits traded by the consortia in Brazil grew 32.1% in 2025, more than double the increase in shares. The value per share rose in the year.
It is worth separating the two indicators to avoid confusion. The sale of shares measures how many people joined the consortium, while the traded credits measure the total value of the letters sold, and the credits grew much more than the shares because the average ticket increased in the year. One number looks at the number of participants and the other at the value moved, and the difference shows that Brazilians not only joined more but also sought higher-value credit letters.
How many participants does Brazil’s consortium system have
The number exceeded 12 million. According to ABAC, Brazil’s consortiums surpassed 12 million active participants in 2025, for the first time in history. There are millions of Brazilians with a consortium.
And the record was unprecedented. According to ABAC’s Blog, the level of 12 million active participants was reached for the first time by Brazil’s consortiums in 2025. The system has never had so many people.
This record number of participants shows the popularization of the system. The consortium is no longer just for those who want a car and has spread to real estate, motorcycles, services, and even trips, which expanded the audience and brought millions of new participants. This diversification of goods is what sustains the steady growth of the sector, in a system that has become one of the favorite ways for Brazilians to plan a major purchase.
What Brazil’s consortium system represents
The quotas show the strength of the sector. According to ABAC, Brazil’s consortiums sold 5.16 million quotas in 2025. It is one of the largest consortium systems in the world.
And the credits reinforce the scale. According to ABAC’s Blog, Brazil’s consortiums traded 500.27 billion reais in credits in 2025. The system moves hundreds of billions per year.
This scale places the consortium among the most important gears of planned consumption in the country. The sector brings together the administrator, the participant, and the goods trade, moving hundreds of billions per year, which makes the consortium system a portrait of the Brazilian way of buying without interest. The good moment also helps to drive the economy, as the awarded letter turns into the purchase of a car, property, or machine in commerce.
What consortiums mean for the country
The consortium has become one of the main ways for Brazilians to buy goods without paying interest and an increasingly popular system in Brazil. The sector brings together the administrator, the participant, and commerce, moving hundreds of billions per year, which makes its performance a portrait of the planned consumption of families in the country.
In the end, the numbers of 2025 show a system at record levels. With consortiums selling 5.16 million quotas, trading 500.27 billion reais in credits, and surpassing 12 million participants, Brazil’s sector broke records in the year. As long as interest rates tighten, the consortium grows. Tell us in the comments: have you ever participated in or would you consider joining a consortium?
