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Now it's for real: the new Bolsa Família loan comes with important changes in the Bank of Brazil. Stay up to date with all updates!
If you are a beneficiary of Bolsa Família and are registered with CadÚnico, have you heard about new Bolsa Família loan. Many We thought it would be easy and quick, but the reality is not quite like that. And now, we have fresh news from Bank of Brazil on this credit. We'll tell you everything!
Believe is a credit intended not only for those who are on Bolsa Família or CadÚnico, but for several other people as well. However, what matters to you, the beneficiary of Bolsa Família, is “Acredita Primeiro Passo”. This is the axis of the program that will allow you to request credit from the bank to invest in your own business and walk on your own two feet.
Banco do Brasil and Crédito Crédito
Recently, the Bank of Brazil published on its official website some information about the new Bolsa Família loan. This means that the bank is already preparing to release this credit. Here are some important details:
- Americanas closes more than 200 stores amid turmoil! The chain faces an unprecedented crisis, leaving customers and the market on alert about the future of retail
- How BRICS is challenging the West and changing the rules of the global economy with Brazil in the spotlight
- Cow gallstones are worth twice as much as gold! The new global agricultural craze is fetching up to US$5,8 per ounce and is shaking up traditional Chinese medicine
- Is this the end of the air conditioning era? Hong Kong researchers have developed a new air conditioning system that is 48% more efficient and will 'save' your electricity bill!
- Target Audience: Individuals and enterprises of individuals registered in CadÚnico with updated registration information.
- Credit lines: Acredite’s guarantee fund (FGO) will ensure financing for investments and working capital.
- Conditions: Financing with a minimum term of 120 days and a maximum of 96 months, with a grace period of up to 60 months.
How does it work at the moment?
For now, only the Banco do Nordeste is releasing credit, and with a lot of bureaucracy. They require that the applicant is already a customer of the bank and has requested other credits, such as CredAmigo. Some banks still ask for a guarantor, despite Minister Wellington Dias having assured that this would not be necessary.
What about Caixa Econômica Federal?
Many people also want to know when Caixa Econômica Federal and the Bank of Brazil will start to release the new Bolsa Família loan. There is speculation that this release could begin in September, but it could happen sooner. President Lula himself has already commented on this.
Important points
- FGO Guarantee: The guarantee fund covers payment if the applicant is unable to pay.
- Interest Rates: Maximum 4% per month. Although it may seem high, remember that it is not a payroll loan, that is, it is not deducted directly from the payroll.
A common question is whether taking this loan will make you lose Bolsa Família
A common question is whether taking this loan will make you lose Bolsa Família. The answer is no! You only lose the benefit if your per capita income exceeds half the minimum wage or if you do not meet health and education conditions.
If you are thinking about applying for the new Bolsa Família loan No. Bank of Brazil or at Caixa Econômica Federal, stay tuned for updates. The moment is still waiting, but news is on the way. And remember, only take credit if you want to invest and make your business grow. Getting into debt is not worth it!
