Do You Have the Right to Withdraw the FGTS Termination Benefit? Find Out Who Is Entitled, How to Withdraw Through the App, and What to Do If the Amount Doesn’t Appear in Your Account

Written by Ruth Rodrigues

Published on 09/10/2025 at 09:59

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Understand How the FGTS Dismissal Withdrawal Works, Who Is Entitled, Deadlines, Documents and How to Withdraw Using the Caixa App Without Leaving Home.

According to the website Meu Tudo, when a worker is dismissed without cause or resigns, they are entitled to the Dismissal Withdrawal of the Fundo de Garantia do Tempo de Serviço (FGTS). The FGTS is a financial reserve created to protect the worker in times of crisis, such as unemployment.

When the employment contract is terminated, the worker can access the balance of their FGTS account, which is one of the main ways to obtain funds during a professional transition period.

Who Is Entitled to the Dismissal Withdrawal?

The Dismissal Withdrawal is the traditional model for accessing the FGTS (Fundo de Garantia do Tempo de Serviço), and guarantees the worker the withdrawal of the accumulated balance in their linked account in specific cases provided by law.

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How to Withdraw the FGTS Dismissal Using the App (Step by Step)?

Download the FGTS app from Caixa;
Go to “My Withdrawals” > select “Dismissal Withdrawal”;
Provide or register a bank account in your name;
The amount is credited within 5 business days.

If there is no account registered:

The worker can withdraw at lotteries, Caixa branches, or Caixa Aqui correspondents, upon presentation of documents.

Documents Required to Withdraw FGTS Dismissal

Identity document with photo;
CPF or PIS/PASEP;
Labor card (physical or digital);
Termination document (in some legal cases);
Court ruling (in the case of indirect dismissal or agreement in court).

Deadline to Receive the FGTS After Dismissal

Up to 10 business days: deadline for the employer to notify the dismissal to Caixa and generate the key;
Up to 5 business days: after requesting in the app, the amount is credited to the account;
Up to 30 business days: maximum deadline for the worker to withdraw the amount after its release.

Difference Between Dismissal Withdrawal and Birthday Withdrawal

Dismissal Withdrawal	Birthday Withdrawal
Full withdrawal in case of dismissal without cause	Partial annual withdrawal in the birthday month
Also receives the 40% fine	Does not have access to the total balance, only to the fine
Standard modality	Optional modality, must be requested in the app
Does not allow anticipation via credit	Allows anticipation of installments via loan

Important: if you choose the Birthday Withdrawal and are dismissed, you will not be able to withdraw the balance, only the fine.

Calculation of the Rescission Fine of the FGTS

Fine is 40% on the total deposited during the contract;
Example: if R$ 10,000 was deposited, the fine is R$ 4,000.

What to Do If the FGTS Dismissal Does Not Appear in the Account?

Check if the bank account details in the FGTS app are correct;
Verify if you are still within the 5 business day deadline;
Consult the Caixa app or website;
Call 0800 726 0207 or go to a Caixa branch.

Bill Project Wants to Allow Withdrawal for Those Who Resign

The PL 1747/22 is in progress, which may allow workers who resign to also withdraw their FGTS. It has not yet been approved.

Source: Meu Tudo.

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Do You Have the Right to Withdraw the FGTS Termination Benefit? Find Out Who Is Entitled, How to Withdraw Through the App, and What to Do If the Amount Doesn’t Appear in Your Account

Understand How the FGTS Dismissal Withdrawal Works, Who Is Entitled, Deadlines, Documents and How to Withdraw Using the Caixa App Without Leaving Home.

Who Is Entitled to the Dismissal Withdrawal?

How to Withdraw the FGTS Dismissal Using the App (Step by Step)?

Documents Required to Withdraw FGTS Dismissal

Deadline to Receive the FGTS After Dismissal

Difference Between Dismissal Withdrawal and Birthday Withdrawal

Calculation of the Rescission Fine of the FGTS

What to Do If the FGTS Dismissal Does Not Appear in the Account?

Bill Project Wants to Allow Withdrawal for Those Who Resign

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Do You Have the Right to Withdraw the FGTS Termination Benefit? Find Out Who Is Entitled, How to Withdraw Through the App, and What to Do If the Amount Doesn’t Appear in Your Account

Understand How the FGTS Dismissal Withdrawal Works, Who Is Entitled, Deadlines, Documents and How to Withdraw Using the Caixa App Without Leaving Home.

Who Is Entitled to the Dismissal Withdrawal?

How to Withdraw the FGTS Dismissal Using the App (Step by Step)?

Documents Required to Withdraw FGTS Dismissal

Deadline to Receive the FGTS After Dismissal

Difference Between Dismissal Withdrawal and Birthday Withdrawal

Calculation of the Rescission Fine of the FGTS

What to Do If the FGTS Dismissal Does Not Appear in the Account?

Bill Project Wants to Allow Withdrawal for Those Who Resign

At just 14 years old, a boy creates a system without energy, using steel pipes buried in the ground, that irrigates seedlings with moisture from the air, to combat the water scarcity threatening reforestation in northern China.

Where there was only sand and wind at 40 degrees, China built a megacity of 500,000 inhabitants with farms, wineries, and universities in the middle of the desert using melted glacier water from hundreds of kilometers away.

At over 8,800 meters above sea level, the summit of Mount Everest is made up of rocks that originated at the bottom of an ocean about 500 million years ago and were pushed to the highest point on Earth by the collision of tectonic plates.

Japan finds an alternative to oil amid rising prices by transforming ocean balance into electricity with a new technology that maintains efficiency even when the sea changes.

Unimed is hiring candidates with and without experience! More than 10 job openings for Assistants, Analysts, Kitchen Assistants, and much more!

With earth, bamboo, straw, and lime mortar, a specialist builds a house for just over $460 and draws attention for its cost being much lower than traditional construction.

Seen from space, a colossal ‘Y’ cuts through the largest desert in China, blending a jade-filled river, red and white mountains, and revealing the absurd scale of the transformation of the Taklamakan surrounded by a green wall with billions of trees.

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