Discover How to Recover Forgotten Funds from Banks Automatically
The Central Bank of Brazil has implemented a functionality in the System for Receiving Funds (SVR) that allows the automatic retrieval of forgotten funds from financial institutions. Starting from May 27, 2025, individuals can enable this option, facilitating the receipt of resources directly into their accounts via Pix.
Operation of the System for Receiving Funds (SVR)
The SVR was created by the Central Bank, allowing citizens and businesses to consult and recover forgotten funds from various financial institutions. These funds can include undue fees, residual balances, or even closed accounts with a positive balance, however small. To check for available funds, the user must first access the official website with their personal data. Additionally, it is necessary to provide the CPF and date of birth for the system to verify any possible balances. If there are funds to be received, the system clearly and simply guides the user on the next steps for retrieval.
Enabling Automatic Retrieval via Pix
With the new functionality, the retrieval of funds can be automated for individuals who have a gov.br account with silver or gold level and two-step verification activated. Additionally, it is essential to have a Pix key linked to the CPF.
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To enable automatic retrieval:
- Access the site valoresareceber.bcb.gov.br.
- Log in with your gov.br account.
- Follow the instructions to activate the functionality.
Once enabled, the system will automatically credit the account associated with the provided Pix key, without the need for new requests.

Important Considerations and Security
It is essential to highlight that the Central Bank does not send links or requests via email, SMS, or messaging apps regarding funds to be received. All services related to the SVR are free of charge. If you do not have a Pix key, you must contact the financial institution directly to arrange the method of refund. Additionally, it is important to be aware of possible scams that use false information to deceive citizens. Always ensure you are accessing the official Central Bank website and never provide passwords or personal information on suspicious sites.
Impact and Numbers of the SVR
Since the implementation of the SVR, millions of Brazilians have successfully recovered forgotten funds from various financial institutions of different types and sizes. Here is the rephrased section in active voice, respecting the limit of 24 words per sentence: Additionally, the Central Bank has refunded approximately R$ 7.4 billion by May 2025, demonstrating the success of the initiative. Consequently, the tool has benefited about 27 million individuals, reinforcing its importance for the economy and citizens. However, R$ 6.9 billion remains available for retrieval by 42,133,520 CPFs. The new automatic retrieval functionality aims to further facilitate access to these resources, promoting greater efficiency and convenience for citizens.


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