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Brazilians Are Getting More Strapped With Their Daily Bills. A New Survey Shows That A Large Part Of The Monthly Income Goes Straight To Debts, Bills, And Basic Expenses Such As Electricity, Gas, And Internet. Even Those Who Earn Higher Salaries Feel The Weight, Though To A Lesser Intensity.
Brazilians Have An Average Of 70.5% Of Their Income Committed To Debts To Be Paid. The Expenses Include Credit Cards, Electricity, Gas, Internet, And Other Debts.
This Leaves R$ 968 To Get Through The Month.
The Data Is Part Of A Survey By Serasa Experian, Which Analyzed The Payment Capacity Of Consumers In 2025.
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Differences By Income Bracket
When The Cut Considers Income, The Numbers Become Even Heavier.
Those Earning Up To A Minimum Wage (R$ 1,804) Spend 90.1% On Debts And Are Left With Only R$ 120.
Those Earning Two Minimum Wages Commit 79.4%, Leaving R$ 410 Free.
In The Case Of Three Salaries, The Burden Drops To 71.1%, Leaving R$ 1,056 Available.
The Most Important Thing Is That The Higher The Income, The Lower The Impact On The Budget.
Slow Decline In Recent Years
Despite The Financial Pressure, The Indexes Have Been Falling Slightly. In 2022, 72.3% Of The Income Of Brazilians Was Committed. In 2023, It Fell To 72%.
In The Following Year, It Was 70.9%. Now, In January 2025, The Index Stood At 70.5%.
Defaults Continue To Rise
The Relief, However, Did Not Halt The Increase In Defaults.
Today, 77.8 Million Brazilians Are In This Situation, Which Represents Four Out Of Ten People. The Number Grew By 1% In Just One Month, According To The Survey.
In Addition, Serasa Emphasizes That The Increase In Income Has Not Been Sufficient To Reduce This Scenario.
Source Of Data
The Study Was Conducted Based On Information From The Income And Income+ Solutions, Which Provide Estimates Of The Income Of The Brazilian Population. The Numbers Refer To January 2025.
