After Paying Off Credit Card Debt, Electricity Bills, Gas, Internet, and Other Debts — Brazilians Earning Up to Minimum Wage Are Left With Only R$ 120 After Settling Debts

Written by Fabio Lucas Carvalho

Published on 20/08/2025 at 00:01

Updated on 20/08/2025 at 00:04

Foto: Reprodução

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Brazilians Are Getting More Strapped With Their Daily Bills. A New Survey Shows That A Large Part Of The Monthly Income Goes Straight To Debts, Bills, And Basic Expenses Such As Electricity, Gas, And Internet. Even Those Who Earn Higher Salaries Feel The Weight, Though To A Lesser Intensity.

Brazilians Have An Average Of 70.5% Of Their Income Committed To Debts To Be Paid. The Expenses Include Credit Cards, Electricity, Gas, Internet, And Other Debts.

This Leaves R$ 968 To Get Through The Month.

The Data Is Part Of A Survey By Serasa Experian, Which Analyzed The Payment Capacity Of Consumers In 2025.

ARTICLE CONTINUES BELOW

Differences By Income Bracket

When The Cut Considers Income, The Numbers Become Even Heavier.

Those Earning Up To A Minimum Wage (R$ 1,804) Spend 90.1% On Debts And Are Left With Only R$ 120.

Those Earning Two Minimum Wages Commit 79.4%, Leaving R$ 410 Free.

In The Case Of Three Salaries, The Burden Drops To 71.1%, Leaving R$ 1,056 Available.

The Most Important Thing Is That The Higher The Income, The Lower The Impact On The Budget.

Slow Decline In Recent Years

Despite The Financial Pressure, The Indexes Have Been Falling Slightly. In 2022, 72.3% Of The Income Of Brazilians Was Committed. In 2023, It Fell To 72%.

In The Following Year, It Was 70.9%. Now, In January 2025, The Index Stood At 70.5%.

Defaults Continue To Rise

The Relief, However, Did Not Halt The Increase In Defaults.

Today, 77.8 Million Brazilians Are In This Situation, Which Represents Four Out Of Ten People. The Number Grew By 1% In Just One Month, According To The Survey.

In Addition, Serasa Emphasizes That The Increase In Income Has Not Been Sufficient To Reduce This Scenario.

Source Of Data

The Study Was Conducted Based On Information From The Income And Income+ Solutions, Which Provide Estimates Of The Income Of The Brazilian Population. The Numbers Refer To January 2025.

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After Paying Off Credit Card Debt, Electricity Bills, Gas, Internet, and Other Debts — Brazilians Earning Up to Minimum Wage Are Left With Only R$ 120 After Settling Debts

Brazilians Are Getting More Strapped With Their Daily Bills. A New Survey Shows That A Large Part Of The Monthly Income Goes Straight To Debts, Bills, And Basic Expenses Such As Electricity, Gas, And Internet. Even Those Who Earn Higher Salaries Feel The Weight, Though To A Lesser Intensity.

Differences By Income Bracket

Slow Decline In Recent Years

Defaults Continue To Rise

Source Of Data

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After Paying Off Credit Card Debt, Electricity Bills, Gas, Internet, and Other Debts — Brazilians Earning Up to Minimum Wage Are Left With Only R$ 120 After Settling Debts

Brazilians Are Getting More Strapped With Their Daily Bills. A New Survey Shows That A Large Part Of The Monthly Income Goes Straight To Debts, Bills, And Basic Expenses Such As Electricity, Gas, And Internet. Even Those Who Earn Higher Salaries Feel The Weight, Though To A Lesser Intensity.

Differences By Income Bracket

Slow Decline In Recent Years

Defaults Continue To Rise

Source Of Data

A giant printer called the “Ferrari” of concrete has landed in Latin America and can already build a 120-square-meter house in just 48 hours, making the traditional construction site look like something from the last century.

Brazil will harvest a record crop of up to 357 million tons of grains, but it does not have the capacity to store a large part of it. The storage deficit has reached the highest level in history and is equivalent to almost the entire production of Argentina.

Four times faster than the Concorde, capable of taking passengers from New York to London in less than an hour at Mach 5.5, and with an engine that switches from turbojet to ramjet mid-flight at Mach 3.5, the Hermeus Quarterhorse went from paper to its first flight in just 19 months.

Under nearly 2 kilometers of ice in Antarctica, scientists have discovered an ancient landscape sculpted by rivers up to 60 million years ago, the size of Wales, preserved as a time capsule that could help predict the advance of ice towards the ocean.

She started by collecting oyster shells from restaurants and today she has already accumulated more than 10 tons to restore reefs, recover coastal habitats, and demonstrate how a common waste can become a tool for ocean conservation.

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