When Does The New Central Bank Rule Take Effect?

Written by Fabio Lucas Carvalho

Published on 31/08/2025 at 16:05

Foto: Reprodução

Be the first to react!

The Central Bank Announced Important Changes to Pix Rules Effective October. The Measure Promises to Make Scams Harder and Facilitate the Return of Funds for Victims of Fraud.

The Central Bank announced changes to the Special Return Mechanism (MED) of Pix. The resolution, published on Thursday (28), aims to provide faster and more efficient returns of resources to victims of fraud, scams, or coercive situations.

The new rules take effect on October 1st.

100% Digital Service

The main change is the complete digitalization of the MED.

ARTICLE CONTINUES BELOW

Tracking Accounts

Another important novelty has been established in the resolution. Until now, returns could only occur from the account used in the fraud.

Starting November 23rd, optionally, it will also be possible to recover funds from other accounts involved in the transactions.

This improvement is considered essential because fraudsters often quickly empty the initial account and transfer the funds to others.

Therefore, tracking the paths of the money increases the chances of recovery. The measure will become mandatory starting February next year.

Deadlines and Data Sharing

With the update, returns can occur within up to 11 days after the contestation. The system will identify the path of the funds and share information among the participating fin a nceiras.

The Central Bank emphasized that this data exchange should help block accounts used for fraud, preventing them from being reused in new illegal practices. Additionally, sharing is expected to deter criminals.

Use of the MED

The Special Return Mechanism has been in place since 2021. It can be activated in cases of proven fraud or operational errors by financial institutions.

However, the MED does not cover commercial disputes, situations involving third parties in good faith, or transfers made to incorrect accounts due to the payer’s error, such as incorrect entry of a Pix key.

With the announced changes, the Central Bank hopes to increase the efficiency of the system, protect users, and reduce opportunities for criminals to exploit the country’s most used instant payment tool.

When Does The New Central Bank Rule Take Effect?

The Central Bank Announced Important Changes to Pix Rules Effective October. The Measure Promises to Make Scams Harder and Facilitate the Return of Funds for Victims of Fraud.

100% Digital Service

Tracking Accounts

Deadlines and Data Sharing

Use of the MED

Gaddafi built the world’s largest artificial river under the Sahara — it’s 4,000 km of giant pipes that pump 40,000-year-old fossil water to entire cities in Libya.

Discovery in Africa scares even scientists: a study published on April 23 reveals that the crust in Turkana has become so thin that it could pave the way for the continent’s division and the emergence of an ocean in the future, in a gigantic geological transformation.

Austria inaugurates Europe’s first high-speed railway outside China — trains travel at 250 km/h through 33 km tunnels in the Alps that took 27 years to drill

An unmanned Russian ship has been drifting in the Mediterranean for 57 days with 60,000 tons of gas — the second towing attempt has just failed.

2 scientists analyzed in a new study whether the construction of a mega dam in the Bering Strait could be the last barrier against climate collapse, to protect one of the world’s most important ocean currents.

An entire country within the mountains is selling water to Africa’s largest economy: Lesotho builds dams, tunnels, and bridges at an altitude of 2,000 meters to send more than 1.27 billion m³ per year to Johannesburg

Brazil stood still: while global GDP per capita soared 675% since 1980, the country grew only 428%, lost ground since 2015, and today could have 42% higher income, with an additional US$ 13.4 thousand per inhabitant.

Want to learn computer maintenance? Free course opens registrations with limited spots for young people aged 15 and over, offering 20 hours of practical classes and a certificate in just 4 days, during the evening in Campo Grande.

SENAC offers free, 100% online courses with a certificate, featuring over 10 options in digital areas, available nationwide in Brazil, with quick registration and requiring only an active CPF and internet access.

A kilometer-long bridge for cars in Brazil eliminates ferries and tolls, becoming the 3rd largest in Brazil with 1,244 meters, a 320 m central span without pillars, an investment of R$ 400 million, and construction completed in less than 3 years.

Psychology shows that the most difficult loneliness in aging comes from the disconnection between current identity and social recognition, affecting millions.

When Does The New Central Bank Rule Take Effect?

The Central Bank Announced Important Changes to Pix Rules Effective October. The Measure Promises to Make Scams Harder and Facilitate the Return of Funds for Victims of Fraud.

100% Digital Service

Tracking Accounts

Deadlines and Data Sharing

Use of the MED

Gaddafi built the world’s largest artificial river under the Sahara — it’s 4,000 km of giant pipes that pump 40,000-year-old fossil water to entire cities in Libya.

Discovery in Africa scares even scientists: a study published on April 23 reveals that the crust in Turkana has become so thin that it could pave the way for the continent’s division and the emergence of an ocean in the future, in a gigantic geological transformation.

Austria inaugurates Europe’s first high-speed railway outside China — trains travel at 250 km/h through 33 km tunnels in the Alps that took 27 years to drill

An unmanned Russian ship has been drifting in the Mediterranean for 57 days with 60,000 tons of gas — the second towing attempt has just failed.

2 scientists analyzed in a new study whether the construction of a mega dam in the Bering Strait could be the last barrier against climate collapse, to protect one of the world’s most important ocean currents.

An entire country within the mountains is selling water to Africa’s largest economy: Lesotho builds dams, tunnels, and bridges at an altitude of 2,000 meters to send more than 1.27 billion m³ per year to Johannesburg

Brazil stood still: while global GDP per capita soared 675% since 1980, the country grew only 428%, lost ground since 2015, and today could have 42% higher income, with an additional US$ 13.4 thousand per inhabitant.

Selic at 14.5% starts a new economic cycle in Brazil with a direct impact on investments, inflation under pressure, rising oil prices, and strategic changes in portfolios.

Oil price surge triggers global tension and threatens the world economy with a domino effect that drives up the cost of fuels, food, and transport, and puts pressure on inflation in several countries.

The Brazilian city on the list of the world’s best to visit will invest R$ 6 billion in projects to revitalize the environment.

What is the salary of a pharmacy attendant in 2026? The average value is R$ 1,840, but earnings can skyrocket and reach R$ 2,600 in large chains with bonuses, benefits, and real growth opportunities in the sector.

Brazil stood still: while global GDP per capita soared 675% since 1980, the country grew only 428%, lost ground since 2015, and today could have 42% higher income, with an additional US$ 13.4 thousand per inhabitant.

Want to learn computer maintenance? Free course opens registrations with limited spots for young people aged 15 and over, offering 20 hours of practical classes and a certificate in just 4 days, during the evening in Campo Grande.

SENAC offers free, 100% online courses with a certificate, featuring over 10 options in digital areas, available nationwide in Brazil, with quick registration and requiring only an active CPF and internet access.

A kilometer-long bridge for cars in Brazil eliminates ferries and tolls, becoming the 3rd largest in Brazil with 1,244 meters, a 320 m central span without pillars, an investment of R$ 400 million, and construction completed in less than 3 years.

Psychology shows that the most difficult loneliness in aging comes from the disconnection between current identity and social recognition, affecting millions.