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When Does The New Central Bank Rule Take Effect?

Written by Fabio Lucas Carvalho Publicado em 31/08/2025 at 16:05

Economy

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The Central Bank Announced Important Changes to Pix Rules Effective October. The Measure Promises to Make Scams Harder and Facilitate the Return of Funds for Victims of Fraud.

The Central Bank announced changes to the Special Return Mechanism (MED) of Pix. The resolution, published on Thursday (28), aims to provide faster and more efficient returns of resources to victims of fraud, scams, or coercive situations.

The new rules take effect on October 1st.

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The main change is the complete digitalization of the MED.

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Tracking Accounts

Another important novelty has been established in the resolution. Until now, returns could only occur from the account used in the fraud.

Starting November 23rd, optionally, it will also be possible to recover funds from other accounts involved in the transactions.

This improvement is considered essential because fraudsters often quickly empty the initial account and transfer the funds to others.

Therefore, tracking the paths of the money increases the chances of recovery. The measure will become mandatory starting February next year.

Deadlines and Data Sharing

With the update, returns can occur within up to 11 days after the contestation. The system will identify the path of the funds and share information among the participating fin a nceiras.

The Central Bank emphasized that this data exchange should help block accounts used for fraud, preventing them from being reused in new illegal practices. Additionally, sharing is expected to deter criminals.

Use of the MED

The Special Return Mechanism has been in place since 2021. It can be activated in cases of proven fraud or operational errors by financial institutions.

However, the MED does not cover commercial disputes, situations involving third parties in good faith, or transfers made to incorrect accounts due to the payer’s error, such as incorrect entry of a Pix key.

With the announced changes, the Central Bank hopes to increase the efficiency of the system, protect users, and reduce opportunities for criminals to exploit the country’s most used instant payment tool.

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When Does The New Central Bank Rule Take Effect?

The Central Bank Announced Important Changes to Pix Rules Effective October. The Measure Promises to Make Scams Harder and Facilitate the Return of Funds for Victims of Fraud.

100% Digital Service

Tracking Accounts

Deadlines and Data Sharing

Use of the MED

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When Does The New Central Bank Rule Take Effect?

The Central Bank Announced Important Changes to Pix Rules Effective October. The Measure Promises to Make Scams Harder and Facilitate the Return of Funds for Victims of Fraud.

100% Digital Service

Tracking Accounts

Deadlines and Data Sharing

Use of the MED

In the cold desert of Ladakh, where it hardly rains, engineer Sonam Wangchuk created the ice stupa, a tower that freezes winter water and stores it for irrigating crops in the spring, a simple engineering feat that mimics nature.

Almost 6,000 residents live concentrated along a single street nearly 9 km long in the interior of Poland. Houses form a continuous row, and behind them, narrow agricultural strips emerge, creating one of the most unusual rural patterns in Europe.

They planted a sea of eucalyptus to produce cellulose, but the monoculture turned into a green desert, dried up springs and rivers, and pushed families out of regions in Minas Gerais and Bahia.

Júlia Pimentel, an 11-year-old from Minas Gerais, independently invented a new formula to calculate the square root using simple addition and multiplication, and her method was published in one of the most important mathematical scientific journals in Brazil.

Chinese woman planted trees for decades while sand buried part of her house, received $5,000 from an American in 1999, and helped transform the desert into a forest of 8 million trees in China.

Heir bought 23,000 degraded acres in the Scottish Highlands, fenced the area, planted nearly 1 million native trees, and transformed empty mountains into a forest officially recognized after meeting 15 evaluation criteria over 20 years.

The Atacama Desert, the driest place on Earth, was covered in flowers and turned into a colorful carpet with more than 200 species in the phenomenon called “desert bloom,” when atypical rains awaken seeds that had remained dormant in the soil for many years.

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