Regularizing a Property Without a Deed Can Cost Between R$ 10,000 and R$ 15,000 and Take Months or Years, but It Is Essential: Without Registry in the Notary Office, You Are Never the Legal Owner, Even if You Pay Property Tax (IPTU)

Written by Maria Heloisa Barbosa Borges

Published on 06/09/2025 at 13:35

Regularizar um imóvel sem escritura pode custar de R$ 10 mil a R$ 15 mil e levar meses ou até anos, mas é indispensável: sem registro em cartório, o dono nunca é reconhecido legalmente, mesmo pagando IPTU.

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Regularizing a Property Without Title Can Cost Between R$ 10 Thousand and R$ 15 Thousand and Take Months or Even Years, but It Is Essential: Without Registry, the Owner Is Never Legally Recognized, Even When Paying Property Tax.

The situation of having a property without title is more common than one might think in Brazil. Many believe that a simple informal contract or the mere payment of taxes like property tax is enough to prove ownership. However, as explained by the specialists from the law firm Marcello Benevides Advogados, only the registration at the Property Registry guarantees full and legal possession of the property.

Why Title Is Essential

According to Article 1.245 of the Civil Code, only those whose name is on the property registration are considered owners.

This means that without registration, the asset can be claimed by the true owner at any time. Furthermore, the absence of a title creates obstacles such as:

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Ways to Regularize a Property

There are different procedures to regularize a property without title, and the choice depends on the specific situation:

Adverse Possession: applicable when there is continuous and peaceful possession for a certain period, which can be judicial or extrajudicial.

Compulsory Purchase: used when the buyer has paid for the property, but the seller has not transferred the title.

Extrajudicial Procedure at the Registry Office: faster, but requires the presence of a lawyer and compliance with regulations such as Article 216-A of Law 6.015/73 and Provision 149/2023 of the CNJ.

Each modality has its own requirements, but all aim to ensure legal security and full recognition of ownership.

Average Costs of Regularization

Regularizing a property is not cheap, and costs vary according to the complexity of the case and the market value of the asset.

On average, costs include:

Legal Fees: starting from R$ 2,000, which may increase depending on the process.
Notarial Deed: between R$ 4,000 and R$ 6,000, potentially exceeding R$ 10 thousand for higher-value properties.
Property Registry Fees: about R$ 3,000 to R$ 4,000.
Plans and Descriptive Memorial (signed by an architect or engineer): R$ 2,000 to R$ 2,500.
Certificates and Additional Documents: variable amounts, some free, others paid.

In total, the process can cost between R$ 10 thousand and R$ 15 thousand, and through the judicial route, although slower, it is possible to request legal aid.

Risk of Losing the Asset Without Regularization

Having a property without title means living under permanent risk.

Paying property tax does not guarantee ownership, and informal contracts have no validity against the official registration.

The registration at the registry office is the only proof of legal ownership, allowing one to sell, finance, inherit, or even be compensated in cases of expropriation.

Have you ever experienced a situation with a property without a title or know someone facing this dilemma? Do you think the costs of regularization are fair?

Leave your opinion in the comments — your experience could help others facing the same challenge.

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Onofre

#170185

07/09/2025 16:26

Justo é o custo de uma escritura na PB custar em torno de 15mil e no DF custar em torno de 2500, será que isso é justo!!!!!

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Regularizing a Property Without a Deed Can Cost Between R$ 10,000 and R$ 15,000 and Take Months or Years, but It Is Essential: Without Registry in the Notary Office, You Are Never the Legal Owner, Even if You Pay Property Tax (IPTU)

Regularizing a Property Without Title Can Cost Between R$ 10 Thousand and R$ 15 Thousand and Take Months or Even Years, but It Is Essential: Without Registry, the Owner Is Never Legally Recognized, Even When Paying Property Tax.

Why Title Is Essential

Ways to Regularize a Property

Average Costs of Regularization

Risk of Losing the Asset Without Regularization

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Regularizing a Property Without a Deed Can Cost Between R$ 10,000 and R$ 15,000 and Take Months or Years, but It Is Essential: Without Registry in the Notary Office, You Are Never the Legal Owner, Even if You Pay Property Tax (IPTU)

Regularizing a Property Without Title Can Cost Between R$ 10 Thousand and R$ 15 Thousand and Take Months or Even Years, but It Is Essential: Without Registry, the Owner Is Never Legally Recognized, Even When Paying Property Tax.

Why Title Is Essential

Ways to Regularize a Property

Average Costs of Regularization

Risk of Losing the Asset Without Regularization

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Discovery in Africa scares even scientists: a study published on April 23 reveals that the crust in Turkana has become so thin that it could pave the way for the continent’s division and the emergence of an ocean in the future, in a gigantic geological transformation.

Japanese garbage collectors treat filthy trucks as if they were dealership cars, and the obsession with cleanliness is so absurd that they invented a washing machine that only exists for this type of vehicle.

Seen from high in the stratosphere, a Lego Star Devourers rose to 34,988 meters attached to a balloon, returned to Earth intact, and entered the Guinness World Records in a record that seems like science fiction.

In 1991, Brazil’s GDP was almost double India’s, and today it is little more than half: while India grew 6.5% per year and trained engineers, Brazil preferred to train lawyers, and now it is rushing to strengthen ties with the world’s fourth-largest economy.

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