With the End of the FGTS Anniversary Withdrawal Confirmed, Brazilians Have One Last Chance to Withdraw Funds Before the Change.
Attention, CLT workers! It seems that the time has come to say goodbye to the famous FGTS anniversary withdrawal. The bill that ends this option will be sent to the National Congress right after the elections in November. If you think you still have plenty of time, be careful: the clock is ticking! It’s time to prepare to withdraw as much as possible before this option is gone forever.
The anniversary withdrawal, which allows you to withdraw part of the FGTS balance once a year, in your birthday month, is already approaching its expiration date. Created in 2020, it allowed workers to withdraw up to 40% of the available amount in the fund. But with presidential support, the bill to secure this ease is on its way, which means those who rely on this extra money need to stay alert.
Understand the FGTS Anniversary Withdrawal
For those who don’t know yet, the FGTS anniversary withdrawal is a modality where CLT workers can withdraw part of the balance of their active and inactive accounts from the Guarantee Fund in their birthday month. This option, which has already benefited thousands of Brazilians, now has its days numbered.
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But hold on, there’s still time! Financial expert Lila Cunha states that the transition between FGTS modalities will be crucial for those who wish to continue having facilitated access to credit. “With the end of the anniversary withdrawal, payroll-deductible credit will likely be one of the main options for those looking to maintain cash flow,” explains Lila.
What Changes With the End of the FGTS Anniversary Withdrawal?
With the imminent change, private sector workers may face a new scenario for accessing FGTS. While the anniversary withdrawal allows for annual withdrawals, the bill to be sent to Congress aims to implement a new format where payroll-deductible credit will gain more space.
Despite the end of the anniversary withdrawal, the calendar for those born between September and December 2024 is still canceled. This means you can still plan your withdrawal if you were born in those months.
Calendar
For those looking to take advantage of the last year of this modality, check out the dates available for 2024:
- January: from January 2 to March 29, 2024;
- February: from February 1 to April 30, 2024;
- March: from March 1 to May 31, 2024;
- April: from April 1 to June 28, 2024;
- May: from May 1 to July 31, 2024;
- June: from June 3 to August 30, 2024;
- July: from July 1 to September 30, 2024;
- August: from August 1 to October 31, 2024;
- September: from September 2 to November 29, 2024;
- October: from October 1 to December 31, 2024;
- November: from November 1, 2023 to January 31, 2025;
- December: from December 2, 2023 to February 28, 2025.
So, if you still want to take advantage of the FGTS anniversary withdrawal, pay attention to the dates and organize yourself to ensure your money before Congress approves the changes! The end of this option may be closer than you think, and this could be your last chance to withdraw part of your FGTS in your birthday month.
The bill that ends this modality will be sent to the National Congress right after the elections in November. If you think you still have plenty of time, be careful: the clock is ticking! It’s time to prepare to withdraw as much as possible before this option is gone forever. Will you be able to secure your money before it’s too late?

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