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Last call! Workers rush to withdraw FGTS with the end of anniversary withdrawals confirmed

Written by Rafaela Fabris
Published 16/09/2024 às 18:36
Last call! Workers rush to withdraw FGTS with the end of anniversary withdrawals confirmed
End of anniversary withdrawal is confirmed (Image: Reproduction)

With the end of the FGTS anniversary withdrawal confirmed, Brazilians have one last chance to withdraw resources before the change.

Attention, CLT workers! It seems that It's time to say goodbye to the famous FGTS anniversary withdrawal. The bill that ends this option will be sent to the National Congress shortly after the elections in November. If you think you still have a lot of time, be careful: the clock is ticking! It's time to get ready to withdraw as much as possible before this option disappears forever.

The anniversary withdrawal, which allows you to withdraw part of your FGTS balance once a year, in the month of your birthday, already has validity data. Created in 2020, it gave workers the opportunity to withdraw up to 40% of the amount available in the fund. But with presidential support, the project to guarantee this facility is already underway, which means that those who depend on this extra money need to be careful.

Understand the FGTS anniversary withdrawal

For those who don't know yet, The FGTS anniversary withdrawal is a method whereby the CLT worker can withdraw part of the balance of their active and inactive accounts in the Guarantee Fund in the month of their birthday.. The modality, which has already benefited thousands of Brazilians, now has its days numbered.

But don't worry, there's still time! Finance expert Lila Cunha says that the transition between FGTS modalities will be essential for those who want to continue to have easy access to credit. "With the end of the anniversary withdrawal, payroll loans should be one of the main options for those looking to maintain cash flow," explains Lila.

What changes with the end of the FGTS anniversary withdrawal?

With the imminent change, private sector workers may face a new scenario of access to FGTS. While the anniversary withdrawal allows annual withdrawals, the project that will be sent to Congress aims to implement a new format, where the assigned credit will gain more space.

Despite the end of the anniversary withdrawal, the calendar for those born between September and December 2024 is still canceled. This means that you can still schedule your withdrawal if you were born in these months.

Calendar

For those who want to take advantage of the last year of this modality, check out the data available for 2024:

  • January: from January 02nd to March 29th, 2024;
  • February: from February 01st to April 30th, 2024;
  • March: from March 01st to May 31st, 2024;
  • April: from April 01st to June 28th, 2024;
  • May: from May 01st to July 31st, 2024;
  • June: from June 03 to August 30, 2024;
  • July: from July 01st to September 30th, 2024;
  • August: from August 01st to October 31st, 2024;
  • September: from September 02nd to November 29th, 2024;
  • October: from October 01st to December 31st, 2024;
  • November: from November 01, 2023 to January 31, 2025;
  • December: from December 02, 2023 to February 28, 2025.

Therefore, if you still want to take advantage of the FGTS anniversary withdrawal, pay attention to the data and organize yourself to secure your money before Congress approves the changes! The end of the modality may be closer than you think, and this may be your last chance to withdraw part of your FGTS in the month of your birthday.

The bill that ends this option will be sent to the National Congress shortly after the elections in November. If you think you still have a lot of time, be careful: the clock is ticking! It's time to get ready to withdraw as much as possible before this option disappears forever. Will you be able to secure your money before it's too late?

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Rafaela Fabris

Talks about innovation, renewable energy, oil and gas. Updates daily on opportunities in the Brazilian job market.

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