Louise Barsi Lists Three Stocks for Retirement: Banco do Brasil, BB Seguridade, and Taesa With a Focus on Dividends and Sustainability

Written by Bruno Teles

Published on 31/08/2025 at 16:59

Updated on 31/08/2025 at 17:03

Empresas de setores regulados, com contratos previsíveis e barreiras de entrada, foram destacadas como opções para 20 a 40 anos de investimento

3 pessoas reagiram a isso.

The Three “Stocks for Life” Cited Are From Regulated Sectors With Predictable Flows: Banco do Brasil, BB Seguridade, and Taesa — Focus on Permanence and Dividends.

The economist and analyst Louise Barsi, co-founder of the platform Stocks Guarantee the Future, stated in a live broadcast in March 2024 that there are three stocks to retire without depending on high-risk bets. In her assessment, Banco do Brasil, BB Seguridade, and Taesa represent regulated sectors, with predictable cash flows and a strong history of dividend payments.

The recommendation was based on a long-term principle: business permanence and regulatory discipline. According to the analyst, these characteristics allow the investor to maintain a position for decades without the need for constant speculation or frequent portfolio changes.

Banco do Brasil — Stability With Attention to Political Risk

Banco do Brasil was cited as an example of a mixed-economy company with low bankruptcy probability, given its relevance to the national financial system. The institution competes closely with private banks and presents a return on equity above 20%.

ARTICLE CONTINUES BELOW

Major Oil, Gas, and Energy Event Will Take Place in Brazil: Macaé Energy Will Gather Petrobras, Equinor, Prio, Among Other Suppliers and Energy Executives for Business, Networking, and Employment Opportunities

The Technical Agenda and the Fair in the City of Macaé Should Boost Discussions on Investments, Energy Transition, and Development of the Oil, Gas, and Energy Chain in the National...

Paulo Nogueira

Louise Barsi noted, however, that there is a risk of state interference in strategic decisions. To mitigate this factor, attention to valuation at the time of purchase is recommended, seeking safety margins in the stock prices. Nevertheless, due to its operational strength and strategic position in the financial system, the bank remains an option for long-term portfolios.

BB Seguridade — Exposure to Agriculture and Regulatory Predictability

In the analysis, BB Seguridade was highlighted as a leader in the rural insurance market, with significant participation in a segment that grows alongside Brazilian agribusiness. The insurance sector is regulated by Susep (Superintendence of Private Insurance), which limits the risks of financial “adventures” and ensures greater predictability.

The company also has an anti-cyclical profile: in times of high interest rates, it gains strength in financial revenues; during phases of economic growth, it expands premium issuance. This combination makes BB Seguridade an attractive asset for investors seeking recurring income through dividends.

Taesa — Long-Term Concessions With Indexed Contracts

The third name cited was Taesa, a company in the concessions sector that operates under long-term contracts indexed to inflation (IGP-M or IPCA). This model guarantees predictable cash flow adjusted periodically, a characteristic that attracts investors focused on stability.

The analyst emphasized that the concessions sector has high entry barriers and regulatory security, factors that reinforce business permanence. For those thinking about retirement, the difference lies in disciplined tracking and reinvesting dividends, transforming predictability into wealth accumulation over decades.

Why Focus on Stocks to Retire

According to Louise Barsi, choosing stocks to retire requires stricter criteria than seeking short-term gains. Companies in regulated sectors, with long-term contracts and consistent results, reduce exposure to extreme risks.

The strategy is clear: permanence + predictability + dividends. Instead of relying on market noise or speculative cycles, the investor builds a sustainable portfolio, capable of generating passive income in retirement.

And you, do you already invest in stocks to retire or prefer to diversify into other types of assets? Do you believe that regulated sectors offer more security in the long term? Leave your opinion in the comments — we want to hear from those who live this strategy in practice.

0 Comentários

Mais recente

Mais antigos Mais votado

Feedbacks

Visualizar todos comentários

Louise Barsi Lists Three Stocks for Retirement: Banco do Brasil, BB Seguridade, and Taesa With a Focus on Dividends and Sustainability

The Three “Stocks for Life” Cited Are From Regulated Sectors With Predictable Flows: Banco do Brasil, BB Seguridade, and Taesa — Focus on Permanence and Dividends.

Banco do Brasil — Stability With Attention to Political Risk

Major Oil, Gas, and Energy Event Will Take Place in Brazil: Macaé Energy Will Gather Petrobras, Equinor, Prio, Among Other Suppliers and Energy Executives for Business, Networking, and Employment Opportunities

BB Seguridade — Exposure to Agriculture and Regulatory Predictability

Taesa — Long-Term Concessions With Indexed Contracts

Why Focus on Stocks to Retire

At just 14 years old, a boy creates a system without energy, using steel pipes buried in the ground, that irrigates seedlings with moisture from the air, to combat the water scarcity threatening reforestation in northern China.

Where there was only sand and wind at 40 degrees, China built a megacity of 500,000 inhabitants with farms, wineries, and universities in the middle of the desert using melted glacier water from hundreds of kilometers away.

At over 8,800 meters above sea level, the summit of Mount Everest is made up of rocks that originated at the bottom of an ocean about 500 million years ago and were pushed to the highest point on Earth by the collision of tectonic plates.

A couple builds a system to bring water from the spring to their land, climbs a hill with materials on their backs, and creates a simple, cheap, and sustainable solution to ensure their own water supply.

The end of total solar eclipses has a deadline: the Moon is moving away from the Earth at about 3.8 cm per year, and in approximately 600 million years, it will no longer completely cover the Sun, ending one of the rarest coincidences in the Solar System.

With 40% of all the gold on the planet buried in a single geological basin that is 2.7 billion years old in South Africa, the Witwatersrand still hides R$ 3 trillion in unreachable reserves.

In the depths of the African forest, these rare and terrifying native species dominate rivers, swamps, and treetops with venom, brute strength, lethal teeth, and behaviors that seem impossible in the heart of the wild.

With pressurized hot water, scientists melt 523 meters of ice in West Antarctica and extract a 228-meter rock core with a record of 23 million years, revealing ice-free periods and global warnings.

Denmark resumes the idea of building the world’s first energy island with $30 billion, connecting several countries and changing the European energy game amid uncertainty due to the war in Iran.

In the interior of Bahia, gigantic “perfect” circles drawn on the land appear from space as targets kilometers in diameter, revealing irrigation systems so precise that they transform crops into geometric patterns visible from orbit.

With a 293.5 cm³ engine and a range of up to 400 km with a 14.1-liter tank, the Honda CB 300F Twister 2026 has up to 24.7 hp, an initial price of R$ 25,150, and already exceeds R$ 29,000 in the Fipe Table.

House without a door and without a window: a resident lives high in the mountains, says he enjoys the “free life,” mentions that the cat comes and goes hunting bats and rats, and that when it rains he wakes up with wet feet.

Louise Barsi Lists Three Stocks for Retirement: Banco do Brasil, BB Seguridade, and Taesa With a Focus on Dividends and Sustainability

The Three “Stocks for Life” Cited Are From Regulated Sectors With Predictable Flows: Banco do Brasil, BB Seguridade, and Taesa — Focus on Permanence and Dividends.

Banco do Brasil — Stability With Attention to Political Risk

Major Oil, Gas, and Energy Event Will Take Place in Brazil: Macaé Energy Will Gather Petrobras, Equinor, Prio, Among Other Suppliers and Energy Executives for Business, Networking, and Employment Opportunities

BB Seguridade — Exposure to Agriculture and Regulatory Predictability

Taesa — Long-Term Concessions With Indexed Contracts

Why Focus on Stocks to Retire

At just 14 years old, a boy creates a system without energy, using steel pipes buried in the ground, that irrigates seedlings with moisture from the air, to combat the water scarcity threatening reforestation in northern China.

Where there was only sand and wind at 40 degrees, China built a megacity of 500,000 inhabitants with farms, wineries, and universities in the middle of the desert using melted glacier water from hundreds of kilometers away.

At over 8,800 meters above sea level, the summit of Mount Everest is made up of rocks that originated at the bottom of an ocean about 500 million years ago and were pushed to the highest point on Earth by the collision of tectonic plates.

A couple builds a system to bring water from the spring to their land, climbs a hill with materials on their backs, and creates a simple, cheap, and sustainable solution to ensure their own water supply.

The end of total solar eclipses has a deadline: the Moon is moving away from the Earth at about 3.8 cm per year, and in approximately 600 million years, it will no longer completely cover the Sun, ending one of the rarest coincidences in the Solar System.

With 40% of all the gold on the planet buried in a single geological basin that is 2.7 billion years old in South Africa, the Witwatersrand still hides R$ 3 trillion in unreachable reserves.

In the depths of the African forest, these rare and terrifying native species dominate rivers, swamps, and treetops with venom, brute strength, lethal teeth, and behaviors that seem impossible in the heart of the wild.

India announces a plan of $3.06 billion to bring aviation to forgotten regions: 100 new airports, $1.07 billion in subsidies, and regional routes guaranteed for 10 years, from 2026 to 2036, away from the centers.

Brazil blocked a proposal from the United States at the WTO that would make the exemption from tariffs on digital products like streaming and ebooks permanent, favoring American tech giants at the expense of developing countries.

IPTU exemption for seniors in 2026: see how to secure the benefit.

The institute that trained the greatest aerospace engineers in Brazil has just opened its first campus outside São Paulo after 75 years: ITA Ceará will have R$ 445 million, new courses in energy and systems, and classes are expected to start in 2027.

Luciano Hang, owner of Havan, goes to Juiz de Fora after the tragedy in February, brings R$ 1 million, hands out R$ 2,000 cards, and donates up to R$ 15,000 to victims in the region.

With pressurized hot water, scientists melt 523 meters of ice in West Antarctica and extract a 228-meter rock core with a record of 23 million years, revealing ice-free periods and global warnings.

Denmark resumes the idea of building the world’s first energy island with $30 billion, connecting several countries and changing the European energy game amid uncertainty due to the war in Iran.

In the interior of Bahia, gigantic “perfect” circles drawn on the land appear from space as targets kilometers in diameter, revealing irrigation systems so precise that they transform crops into geometric patterns visible from orbit.

With a 293.5 cm³ engine and a range of up to 400 km with a 14.1-liter tank, the Honda CB 300F Twister 2026 has up to 24.7 hp, an initial price of R$ 25,150, and already exceeds R$ 29,000 in the Fipe Table.

House without a door and without a window: a resident lives high in the mountains, says he enjoys the “free life,” mentions that the cat comes and goes hunting bats and rats, and that when it rains he wakes up with wet feet.