World Bank Study Warns: Minimum Retirement Age Could Rise to 78 If Brazil Does Not Implement Efficient and Swift Measures

Written by Romário Pereira de Carvalho

Published on 22/04/2025 at 19:41

Updated on 22/04/2025 at 19:42

Créditos: Marcelo Carnaval/Agência Brasil

1 person reacted to this.

A World Bank study warns of a possible collapse of Brazil’s Social Security system in the coming decades. According to the analysis, if no changes are made to current rules, the minimum retirement age could rise to 72 years by 2040 and reach 78 years by 2060. The information was released by the newspaper Valor Econômico.

The projection is based on the attempt to keep the dependency ratio stable. This ratio measures the proportion of people over 65 years old to the economically active population, between 20 and 64 years old.

The aim of the study is to preserve the levels recorded in 2020, one year after the last major pension reform in the country.

ARTICLE CONTINUES BELOW

See also

The problem lies in the rapid aging of the Brazilian population. With fewer births and a longer life expectancy, the number of retirees is growing faster than the number of workers.

This pressures the system, which relies on contributions from workers to pay the benefits of retirees.

The 2019 pension reform set the minimum retirement age at 65 years for men and 62 for women. Even so, the World Bank believes that these measures will not be sufficient to address the impacts of demographic changes.

Today, only 56.4% of the working-age population contributes to the General Social Security Scheme (RGPS). This means that the system is already fragile. The trend is for the situation to worsen if nothing is done to expand the base of contributors or change the rules for accessing benefits.

Among the suggestions presented by the World Bank are bringing the retirement ages for men and women closer together, unifying the rules for urban and rural workers, and reopening discussions on death pensions and minimum benefits.

The study also highlights the speed of aging in Brazil as a critical factor. While European countries took about 70 years to double their dependency ratio, Brazil could make that same leap in just 23 years.

The World Bank’s conclusion is clear: without deep and urgent new reforms, Brazil’s social security system may become unsustainable, with direct consequences for workers and the country’s social protection model, which may directly impact the minimum retirement age.

With information from Diário do Comércio.

World Bank Study Warns: Minimum Retirement Age Could Rise to 78 If Brazil Does Not Implement Efficient and Swift Measures

A village with 115 inhabitants wants new residents: it offers a house, a job, up to 44 thousand euros in benefits, almost free rent, an annual grant of 8 thousand euros for 3 years, and a 20 thousand euro incentive for businesses in the mountains of Italy.

NASA is offering US$ 750,000 to people from anywhere in the world who solve a problem that could decide survival on Mars: creating food for astronauts without relying on resupply from Earth.

With a wingspan of 152 meters, 76 tires, and a capacity to carry 1,270 tons, the Boeing Pelican was the giant “flying ship” that promised to cross oceans close to the water on an invisible air cushion beneath its wings.

Elon Musk’s internet comes to mobile: Starlink technology connects smartphones without an antenna via satellite, works even without carrier signal, already costs just US$10 extra in the US, and could arrive in Brazil as an included benefit.

While countries spend billions to draw water from the sea, a Nobel-winning scientist creates a container-sized machine that extracts up to 1,000 liters per day from dry air and uses ultrasound to release water in minutes, even in the middle of the desert.

After 16 years and almost 600 prototypes, a Chinese inventor unveils the world’s smallest and cheapest manned jet, at just 3.80 meters long and costing US$7.2 thousand in materials.

Belgium will sink 23 giant concrete caissons, each weighing 22,000 tons, in the North Sea to build the world’s first artificial energy island 45 km off the coast, forming offshore electrical walls.

Global oil market loses 1 billion barrels and energy tension increases risk of new global crisis, warns Aramco

Car dealerships avoid these used cars like they’re bombs: famous engines, problematic belts, and expensive transmissions can turn a common purchase into a huge loss in the USA.

Germany installed vertical solar panels on a lake in Bavaria, and the result broke conventional logic: instead of producing energy at midday peak, the plant generates more early in the morning and in the evening, exactly when families turn on appliances and factories are in full swing.

More than 160 million gallons of water, equivalent to 240 Olympic swimming pools, need to be pumped to remove a 100,000-ton nuclear aircraft carrier from dry dock; each of these ships undergoes a complete overhaul costing US$2.8 billion.

With installments starting from R$ 999 per month, a 75 hp 1.0 engine, a 7-inch TFT digital panel, and standard stability control, the Citroën C3 is the cheapest hatchback in Brazil in 2026 and still leaves Kwid, Argo, and Mobi behind in onboard technology.

World Bank Study Warns: Minimum Retirement Age Could Rise to 78 If Brazil Does Not Implement Efficient and Swift Measures

Analysis Shows That Rapid Aging of the Brazilian Population Pressures the Social Security System, Which Already Faces Low Adherence and Risk of Becoming Unsustainable in the Coming Decades

A village with 115 inhabitants wants new residents: it offers a house, a job, up to 44 thousand euros in benefits, almost free rent, an annual grant of 8 thousand euros for 3 years, and a 20 thousand euro incentive for businesses in the mountains of Italy.

NASA is offering US$ 750,000 to people from anywhere in the world who solve a problem that could decide survival on Mars: creating food for astronauts without relying on resupply from Earth.

With a wingspan of 152 meters, 76 tires, and a capacity to carry 1,270 tons, the Boeing Pelican was the giant “flying ship” that promised to cross oceans close to the water on an invisible air cushion beneath its wings.

Elon Musk’s internet comes to mobile: Starlink technology connects smartphones without an antenna via satellite, works even without carrier signal, already costs just US$10 extra in the US, and could arrive in Brazil as an included benefit.

While countries spend billions to draw water from the sea, a Nobel-winning scientist creates a container-sized machine that extracts up to 1,000 liters per day from dry air and uses ultrasound to release water in minutes, even in the middle of the desert.

After 16 years and almost 600 prototypes, a Chinese inventor unveils the world’s smallest and cheapest manned jet, at just 3.80 meters long and costing US$7.2 thousand in materials.

Belgium will sink 23 giant concrete caissons, each weighing 22,000 tons, in the North Sea to build the world’s first artificial energy island 45 km off the coast, forming offshore electrical walls.

Government changes rules for the wage bonus and may remove more than 4 million workers from the benefit by 2030, with billion-dollar savings.

Gasoline prices surge in the US, pushing families to credit cards as squeezed incomes turn “buy now, pay later” into an emergency option.

US$38.9 trillion debt: Elon Musk supports Warren Buffett’s radical plan that promises to end the US deficit in 5 minutes

Tight budget in Brazil: see practical strategies to get out of financial distress, avoid debt, and regain control of your life even with high inflation and compromised income

Global oil market loses 1 billion barrels and energy tension increases risk of new global crisis, warns Aramco

Car dealerships avoid these used cars like they’re bombs: famous engines, problematic belts, and expensive transmissions can turn a common purchase into a huge loss in the USA.

Germany installed vertical solar panels on a lake in Bavaria, and the result broke conventional logic: instead of producing energy at midday peak, the plant generates more early in the morning and in the evening, exactly when families turn on appliances and factories are in full swing.

More than 160 million gallons of water, equivalent to 240 Olympic swimming pools, need to be pumped to remove a 100,000-ton nuclear aircraft carrier from dry dock; each of these ships undergoes a complete overhaul costing US$2.8 billion.

With installments starting from R$ 999 per month, a 75 hp 1.0 engine, a 7-inch TFT digital panel, and standard stability control, the Citroën C3 is the cheapest hatchback in Brazil in 2026 and still leaves Kwid, Argo, and Mobi behind in onboard technology.