FGTS For Purchasing Solar Energy Systems? Understand The Proposal Under Review

Written by Carla Teles

Published on 08/05/2025 at 11:06

Agora pode virar realidade: usar o FGTS pra colocar energia solar em casa. O projeto quer facilitar o acesso à energia limpa e ainda ajudar no bolso das famílias.

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Senate Analyzes Bill That Allows Use of Up to 50% of FGTS Balance for Purchasing and Installing Solar Energy Equipment

A new bill aims to allow Brazilians to use up to half of their FGTS balance to invest in residential solar energy. The proposal, currently under review in the Senate, also includes cooperatives and prioritizes low-income families.

Bill Expands Access to Solar Energy with FGTS Resources

The Federal Senate is evaluating Bill 1,481/2025, presented by Senator Mecias de Jesus (Republicanos-RR), which aims to authorize the use of the Guarantee Fund for Length of Service (FGTS) for the acquisition and installation of solar energy systems in urban and rural residences. According to the text, workers may use up to 50% of their available balance, once every five years, for this purpose. The proposal also includes consortia and shared generation cooperatives, provided that the use is linked to reducing the electricity bills of their members.

According to the Senate Agency, the proposal aligns with Brazil’s commitments to sustainability while promoting the rational use of FGTS. The senator argues that, in addition to fostering the use of solar energy, the measure could drive green job creation and contribute to reducing greenhouse gas emissions, reinforcing the country’s role in combating climate change.

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Priority Will Be for Vulnerable Families

The text establishes criteria to prioritize solar energy systems, benefiting consumers with a profile of greater socioeconomic vulnerability. Among the prioritized groups are: families with an average monthly consumption of up to 220 kWh, residents of vulnerable areas, participants in programs like Minha Casa, Minha Vida, the elderly, people with disabilities, and indigenous or quilombola communities. Family farmers and residents in areas not connected to the National Interconnected System are also included.

Another important point of the bill is that the equipment acquired with FGTS resources cannot be resold for five years, except in specific cases such as inheritance, divorce, or sale of the property. Additionally, workers may use the fund to pay off previously contracted financing for solar energy generation systems.

Regulation and Implementation Depend on the Executive

The regulation of the bill will fall to the Executive Branch, which must establish the technical, operational, and documentary criteria for using FGTS to finance solar energy systems. Adherence will be optional, and interested workers must present documentation proving the eligibility of their properties or participation in authorized cooperatives.

In an interview with the Senate Agency, Mecias de Jesus emphasized that the bill aims to democratize access to clean energy in Brazil. The portal Canal Solar, specialized in the photovoltaic sector, highlighted that the proposal has the potential to boost the green economy and stimulate more families to adopt photovoltaic solar systems.

FGTS For Purchasing Solar Energy Systems? Understand The Proposal Under Review

Senate Analyzes Bill That Allows Use of Up to 50% of FGTS Balance for Purchasing and Installing Solar Energy Equipment

Bill Expands Access to Solar Energy with FGTS Resources

Priority Will Be for Vulnerable Families

Regulation and Implementation Depend on the Executive

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FGTS For Purchasing Solar Energy Systems? Understand The Proposal Under Review

Senate Analyzes Bill That Allows Use of Up to 50% of FGTS Balance for Purchasing and Installing Solar Energy Equipment

Bill Expands Access to Solar Energy with FGTS Resources

Priority Will Be for Vulnerable Families

Regulation and Implementation Depend on the Executive

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