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Senate analyzes project that allows applying up to 50% of the FGTS balance to the purchase and installation of solar energy equipment
A new bill would allow Brazilians to use up to half of their FGTS balance to invest in residential solar energy. The proposal, currently under review in the Senate, also includes cooperatives and prioritizes low-income families.
Project expands access to solar energy with FGTS resources
The Federal Senate is evaluating Bill 1.481/2025, presented by Senator Mecias de Jesus (Republicanos-RR), which aims to authorize the use of Severance Indemnity Fund (FGTS) for the acquisition and installation of solar energy systems in urban and rural residences. According to the text, workers will be able to use up to 50% of the available balance, once every five years, for this purpose. The proposal also includes shared generation consortiums and cooperatives, as long as the use is linked to the reduction of their members' electricity bills.
According to the Senate Agency, the proposal is in line with Brazil's commitments to sustainability, while also promoting the rational use of the FGTS. The senator argues that, in addition to encouraging the use of solar energy, the measure could boost the generation of green jobs and contribute to the reduction of greenhouse gas emissions, reinforcing the country's role in combating climate change.
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Priority will be given to vulnerable families
The text provides criteria for prioritizing solar energy systems, benefiting consumers with a profile of greater socioeconomic vulnerability. Prioritized groups include: families with an average monthly consumption of up to 220 kWh, residents of vulnerable areas, participants in programs such as Minha Casa, Minha Vida, the elderly, people with disabilities, and indigenous or quilombola communities. Family farmers and residents in regions not connected to the National Interconnected System are also included.
Another important point of the project is that equipment purchased with FGTS funds cannot be resold for five years, except in specific cases such as inheritance, divorce or sale of property. In addition, workers can use the fund to pay off loans already contracted for solar energy generation systems.
Regulation and implementation depend on the Executive
The project will be regulated by the Executive Branch, which must establish the technical, operational and documentary criteria for the use of FGTS to finance solar energy systems. Participation will be optional, and interested workers must present documentation proving the eligibility of their properties or participation in authorized cooperatives.
In an interview with Agência Senado, Mecias de Jesus reinforced that the project aims to democratize access to clean energy in Brazil. The Canal Solar portal, specialized in the photovoltaic sector, highlighted that the proposal has the potential to boost the green economy and encourage more families to adopt the use of solar systems photovoltaic.
