Senate Analyzes Bill That Allows Use of Up to 50% of FGTS Balance for Purchasing and Installing Solar Energy Equipment
A new bill aims to allow Brazilians to use up to half of their FGTS balance to invest in residential solar energy. The proposal, currently under review in the Senate, also includes cooperatives and prioritizes low-income families.
Bill Expands Access to Solar Energy with FGTS Resources
The Federal Senate is evaluating Bill 1,481/2025, presented by Senator Mecias de Jesus (Republicanos-RR), which aims to authorize the use of the Guarantee Fund for Length of Service (FGTS) for the acquisition and installation of solar energy systems in urban and rural residences. According to the text, workers may use up to 50% of their available balance, once every five years, for this purpose. The proposal also includes consortia and shared generation cooperatives, provided that the use is linked to reducing the electricity bills of their members.
According to the Senate Agency, the proposal aligns with Brazil’s commitments to sustainability while promoting the rational use of FGTS. The senator argues that, in addition to fostering the use of solar energy, the measure could drive green job creation and contribute to reducing greenhouse gas emissions, reinforcing the country’s role in combating climate change.
-
Solar energy covered rooftops and deserts, but now it’s preparing a mountain of old glass: up to 78 million tons of photovoltaic panels could become waste by 2050 as the world races to recycle the shiny skin of the energy transition.
-
Company launches floating solar platform at sea to test bifacial panels and generate renewable energy in coastal waters
-
Solar energy should lead the planet by 2035, but artificial intelligence keeps fossil fuels alive.
-
Solar panels at sea can generate up to 12% more energy than land-based plants, study finds: Researchers from Taiwan discovered that offshore solar panels take advantage of the natural cooling of water to increase electrical efficiency, reduce heat losses, and expand renewable energy production in regions with limited available land space.
Priority Will Be for Vulnerable Families
The text establishes criteria to prioritize solar energy systems, benefiting consumers with a profile of greater socioeconomic vulnerability. Among the prioritized groups are: families with an average monthly consumption of up to 220 kWh, residents of vulnerable areas, participants in programs like Minha Casa, Minha Vida, the elderly, people with disabilities, and indigenous or quilombola communities. Family farmers and residents in areas not connected to the National Interconnected System are also included.
Another important point of the bill is that the equipment acquired with FGTS resources cannot be resold for five years, except in specific cases such as inheritance, divorce, or sale of the property. Additionally, workers may use the fund to pay off previously contracted financing for solar energy generation systems.
Regulation and Implementation Depend on the Executive
The regulation of the bill will fall to the Executive Branch, which must establish the technical, operational, and documentary criteria for using FGTS to finance solar energy systems. Adherence will be optional, and interested workers must present documentation proving the eligibility of their properties or participation in authorized cooperatives.
In an interview with the Senate Agency, Mecias de Jesus emphasized that the bill aims to democratize access to clean energy in Brazil. The portal Canal Solar, specialized in the photovoltaic sector, highlighted that the proposal has the potential to boost the green economy and stimulate more families to adopt photovoltaic solar systems.

Be the first to react!