New type of investment will help in small and medium-sized personal projects
Have you heard of the Development Letter of Credit (LCD)? This is the new investment that the BNDES (Banco Nacional de Economic development and Social) is planning to create. This initiative is based on the idea of offering a fixed income investment option for individuals and companies who wish to invest their money in development projects in various areas, such as infrastructure, technology and innovation.
The creation of LCD could be an interesting opportunity for those looking to invest their money safely and profitably, contributing to the country's economic growth. Check out more details about this news below.
Understand a little more about BNDES, the bank that finances projects, with the video below
BNDES plans to create LCD for investments in digital infrastructure and will benefit financial inclusion
BNDES intends to create LCD to encourage investment in digital infrastructure in Brazil. However, the idea is that this initiative contributes to the modernization of the sector and the expansion of quality internet access in the country.
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Financial inclusion is one of the main benefits expected from the creation of LCD. Furthermore, the Digital Infrastructure Letter of Credit will be a fixed income investment option for individuals and companies that wish to invest their money in digital infrastructure projects.
With the creation of LCD, the BNDES hopes to increase the offer of resources for investments in infrastructure, contributing to the development of the country. In addition, this initiative may also contribute to reducing the digital infrastructure deficit in Brazil.
The Brazilian economy will also be impacted by the creation of LCD
The Brazilian economy will also be positively impacted by the creation of LCD. However, by offering resources for investments in digital infrastructure, it will be possible to boost the development of strategic sectors, such as telecommunications and tech.
In addition, the creation of LCD could generate more jobs and encourage entrepreneurship in the technology sector, boosting the country's economic growth. After all, it will be very similar to other existing types such as Real Estate Credit Bill (LCI) and Agribusiness Letter of Credit (LCA). However, these three categories are exempt from Income Tax for investors.
Is it a good idea to invest in LCI and LCA?
Investing in Agribusiness Letter of Credit (LCA) and Real Estate Letter of Credit (LCI) can be a great option for those looking for security and profitability in their investments. One of the main advantages of these modalities is the exemption from Income Tax, which makes them more attractive compared to other investment alternatives available on the market.
Furthermore, the profitability of LCA and LCI is generally higher than that of savings, allowing the invested money to grow more quickly. Another important factor to be highlighted is that these investments have a low credit risk, since they are guaranteed by the Credit Guarantee Fund (FGC) in case of bankruptcy or bankruptcy of the financial institution. The FGC guarantees up to R$250 per financial institution, per CPF, which means that even in adverse situations, investors are assured that their money will be protected.
The creation of the Digital Infrastructure Letter of Credit is an important initiative by the BNDES to encourage investment in digital infrastructure in Brazil. With financial inclusion, the expansion of quality internet access and the boosting of the Brazilian economy, this novelty could be a milestone. Therefore, keep an eye on BNDES news about the creation of LCD and how it can impact the economy.
Another important point to be highlighted is that LCA and LCI offer options with different maturities. In this sense, the investor can choose the one that best suits his needs. There are options with shorter terms, from 90 days, and options with longer terms, which can reach 5 years or more. This allows investors to adjust their portfolio according to their objectives and investment horizon.