For the first time in history, millions of Brazilians will receive the 13th salary of 2026 without any Income Tax deductions — and the amount can arrive in full in their accounts.

Written by Douglas Avila

Published on 16/04/2026 at 11:32

Seja o primeiro a reagir!

New income tax exemption bracket for 2026 frees workers and retirees earning up to R$ 5,000 monthly — 13th salary arrives without deductions for the first time for millions of Brazilians

Starting in 2026, workers and retirees earning up to R$ 5,000 per month are exempt from income tax. The exemption bracket has been significantly expanded.

The most noticeable impact will be on the 13th salary. For the first time, millions of Brazilians will receive the amount without any income tax deductions.

Previously, the exemption bracket was smaller. Those earning between R$ 2,824 and R$ 5,000 paid income tax on the 13th salary. Now, they are free from it.

ARTICLE CONTINUES BELOW

How the new income tax table works for 2026

The progressive table of the INSS in 2026 applies rates from 7.5% to 14% on gross salary, according to the brackets.

Up to R$ 1,621: rate of 7.5%
R$ 1,621 to R$ 2,982: rate of 9%
R$ 2,982 to R$ 4,473: rate of 12%
R$ 4,473 to R$ 8,537: rate of 14%
Maximum INSS deduction: R$ 908.86/month

After the INSS deduction, the income tax table applies. With the new exemption, those with taxable income up to R$ 5,000 do not pay income tax.

In practice, the 13th salary for those earning up to R$ 5,000 will only have the INSS deduction. Zero income tax.

Who benefits

CLT workers with a salary of up to R$ 5,000 gross. This is the bracket that concentrates the majority of formal jobs in Brazil.

Retirees and pensioners from the INSS receiving up to R$ 5,000. The 13th salary is also exempt.

Self-employed and MEIs with taxable income within the bracket. The annual declaration may result in a full refund.

For those earning above R$ 5,000, the exemption does not apply fully. Income tax applies to the excess portion.

Brazilian family celebrating receipt of full 13th salary — Millions of families will receive the 13th salary without income tax deductions for the first time in 2026 — Illustrative image

Impact on the economy of the pocket

The 13th salary is one of the biggest drivers of consumption at the end of the year in Brazil. Extra money in the pocket boosts commerce.

With the exemption, purchasing power increases. Families will have more resources for debts, gifts, and investments.

For those earning R$ 5,000, the income tax discount on the 13th could reach hundreds of reais. Now, this amount stays with the worker.

Check out more articles on economy and personal finance at CPG.

Brazilian real notes representing the 13th salary — The 13th is one of the biggest consumption drivers in Brazil — and in 2026 it arrives fatter for millions — Illustrative image

Welcome exemption, but pay attention to the details

The exemption applies to taxable income, after deductions. Those with other incomes may exceed the limit.

The annual income tax return (IRPF) remains mandatory for those who meet the criteria. Exemption does not exempt from filing.

It is still necessary to monitor regulations. Implementation details may vary according to the rules of the Federal Revenue Service.

Information based on the Federal Revenue Service and reports from Serasa Experian. Consult an accountant for individual analysis.

0 Comentários

Mais recente

Mais antigos Mais votado

Feedbacks

Visualizar todos comentários

For the first time in history, millions of Brazilians will receive the 13th salary of 2026 without any Income Tax deductions — and the amount can arrive in full in their accounts.

New income tax exemption bracket for 2026 frees workers and retirees earning up to R$ 5,000 monthly — 13th salary arrives without deductions for the first time for millions of Brazilians

How the new income tax table works for 2026

Who benefits

Impact on the economy of the pocket

Welcome exemption, but pay attention to the details

Seen from space, an image taken by an astronaut shows an unlikely oasis in the Saudi Arabian desert, protected by a terrain that slows the advance of sand, surrounded by green circles, remnants of an extinct lake and nearly 10,000 years of preserved history.

While the U.S. still faces limitations in deep space, China is developing unprecedented technology with strategic satellites that maintain communication with the far side of the Moon and aims for dominance by 2030.

In Botswana, a salt flat of up to 16,000 km² that was once an African megalake spends months as an absolute white desert, but during the rainy season it transforms into a shallow sea that reappears from nowhere and can be seen from space in the middle of southern Africa.

The Blood Falls of Antarctica hide a living ecosystem trapped under the ice for over 2 million years, where microbes survive without light, without oxygen, and without ever having seen the Sun.

Bavarian archaeologists unearthed a medieval skeleton that had an articulated iron hand in place of its left arm, and the discovery reveals that doctors were already creating sophisticated prosthetics over 500 years ago.

The CEO of Honor in Spain says that smartphones will change with AI, foldables, and even robot phones; the component crisis is making cheap models more expensive in 2026 and shifting the focus to premium.

Stop paying everything with PIX: Thiago Nigro explains 4 ways to make money with credit cards while 40 million Brazilians pay 435.9% per year on revolving credit.

The rise in oil prices puts Brazil in a strategic advantage and projects a trade surplus of US$ 90 billion, boosting exports and creating a highly favorable and unexpected economic scenario.

A tour of an 1800 mansion in Vassouras showcases a tree that serves as a support, furniture made of vinhático that is nearly 200 years old, a German boat from 1940, and a 1967 Peugeot kept there, with the current heir still living there and guiding the history.

Through a narrow strait of just 33 km, 20% of the world’s oil passes — the USA has just closed it, the barrel has risen to over $100, and the price at the pump in Brazil has already increased.

The U.S. defense reactivates World War II logic and calls on Ford and GM to manufacture missiles, drones, and military vehicles after conflicts in Ukraine and Iran have drained arsenals at an unusual pace.

For the first time in history, millions of Brazilians will receive the 13th salary of 2026 without any Income Tax deductions — and the amount can arrive in full in their accounts.

New income tax exemption bracket for 2026 frees workers and retirees earning up to R$ 5,000 monthly — 13th salary arrives without deductions for the first time for millions of Brazilians

How the new income tax table works for 2026

Who benefits

Impact on the economy of the pocket

Welcome exemption, but pay attention to the details

Seen from space, an image taken by an astronaut shows an unlikely oasis in the Saudi Arabian desert, protected by a terrain that slows the advance of sand, surrounded by green circles, remnants of an extinct lake and nearly 10,000 years of preserved history.

While the U.S. still faces limitations in deep space, China is developing unprecedented technology with strategic satellites that maintain communication with the far side of the Moon and aims for dominance by 2030.

In Botswana, a salt flat of up to 16,000 km² that was once an African megalake spends months as an absolute white desert, but during the rainy season it transforms into a shallow sea that reappears from nowhere and can be seen from space in the middle of southern Africa.

The Blood Falls of Antarctica hide a living ecosystem trapped under the ice for over 2 million years, where microbes survive without light, without oxygen, and without ever having seen the Sun.

Bavarian archaeologists unearthed a medieval skeleton that had an articulated iron hand in place of its left arm, and the discovery reveals that doctors were already creating sophisticated prosthetics over 500 years ago.

The CEO of Honor in Spain says that smartphones will change with AI, foldables, and even robot phones; the component crisis is making cheap models more expensive in 2026 and shifting the focus to premium.

Stop paying everything with PIX: Thiago Nigro explains 4 ways to make money with credit cards while 40 million Brazilians pay 435.9% per year on revolving credit.

Through a narrow strait of just 33 km, 20% of the world’s oil passes — the USA has just closed it, the barrel has risen to over $100, and the price at the pump in Brazil has already increased.

Millions of Brazilians will have to work more in 2026: the score to retire has risen to 93 and 103, the minimum age has increased, and those who planned to retire this year may be in for a surprise.

Brazilian company breaks industrial machines purposefully in a 10,000 m² warehouse in São Paulo and sold the idea for R$ 4 billion.

Urea reaches R$ 272 per sack on April 14, 2026, already rising nearly 75% at the ports and could soar even higher if the conflict in the Middle East escalates by May.

Stop paying everything with PIX: Thiago Nigro explains 4 ways to make money with credit cards while 40 million Brazilians pay 435.9% per year on revolving credit.

The rise in oil prices puts Brazil in a strategic advantage and projects a trade surplus of US$ 90 billion, boosting exports and creating a highly favorable and unexpected economic scenario.

A tour of an 1800 mansion in Vassouras showcases a tree that serves as a support, furniture made of vinhático that is nearly 200 years old, a German boat from 1940, and a 1967 Peugeot kept there, with the current heir still living there and guiding the history.

Through a narrow strait of just 33 km, 20% of the world’s oil passes — the USA has just closed it, the barrel has risen to over $100, and the price at the pump in Brazil has already increased.

The U.S. defense reactivates World War II logic and calls on Ford and GM to manufacture missiles, drones, and military vehicles after conflicts in Ukraine and Iran have drained arsenals at an unusual pace.