Government Allocates R$ 180 Billion to Minha Casa Minha Vida to Finance Properties Up to R$ 500,000 and Support Those Earning Up to R$ 12,000 Per Month

Written by Romário Pereira de Carvalho

Published on 26/02/2026 at 10:55

Imagem: Ilustração artística

3 people reacted to this.

My House My Life Expands Access To Housing With Investment Of R$ 180 Billion, Creates Tier 4 For Income Of R$ 8 Thousand To R$ 12 Thousand And Forecasts 3 Million Contracts By 2026

My House My Life underwent changes announced by the federal government, with an investment of R$ 180 billion, the creation of Tier 4 for income between R$ 8 thousand and R$ 12 thousand, and a goal of contracting 3 million homes by 2026.

My House My Life Creates Tier 4 And Expands Financing

The main change in My House My Life is the inclusion of Tier 4, intended for families with a monthly income between R$ 8 thousand and R$ 12 thousand.

This group can finance properties of up to R$ 500 thousand, even without government subsidies.

ARTICLE CONTINUES BELOW

Adjustments To Previous Tiers

In addition to the new category, My House My Life also made adjustments to the existing tiers. The changes include advantages for families with lower incomes, reinforcing the goal of expanding access to home ownership in different economic contexts.

According to the guidelines presented, the set of changes aims to meet various income realities and stimulate the housing market throughout the country.

Participation In The Real Estate Market In 2025

The impact of the measures is already showing in the 2025 indicators. My House My Life was responsible for 52% of launches and 49% of property sales throughout the year.

The expanded reach of the tiers contributed to the growth in the number of residential launches. The targets for launches and sales were exceeded, even with basic interest rates above 15% per year, a scenario that directly affects the real estate sector.

Resources From FGTS And Projections

Resources from the Severance Pay Fund totaled R$ 144.5 billion, strengthening the financing of homes linked to My House My Life. This volume of resources reinforces the credit structure of the program.

The continued dynamism of the market is also pointed out as a result of the changes. It is estimated that a significant portion of Brazilians intends to acquire properties in the next two years, a factor that supports the stability of the sector and expands the reach of housing policies.

With information from TNH1.

Government Allocates R$ 180 Billion to Minha Casa Minha Vida to Finance Properties Up to R$ 500,000 and Support Those Earning Up to R$ 12,000 Per Month

My House My Life Expands Access To Housing With Investment Of R$ 180 Billion, Creates Tier 4 For Income Of R$ 8 Thousand To R$ 12 Thousand And Forecasts 3 Million Contracts By 2026

My House My Life Creates Tier 4 And Expands Financing

Adjustments To Previous Tiers

Participation In The Real Estate Market In 2025

Resources From FGTS And Projections

Forget petroleum-based asphalt: a Scottish company transforms 684,000 plastic bottles into one kilometer of road that is 60% more resistant and up to 10 times more durable, and the technology has already started replacing traditional asphalt in more than 30 countries.

With billions in loans, China is rebuilding Nigeria’s railway network from scratch, abandoning the British colonial tracks that have turned to scrap and creating a corridor of over 1,300 km to take the load off the roads of Africa’s largest economy.

Austrian engineers have developed an inflatable concrete technology that transforms flat slabs into domes using only air pressure, eliminating scaffolding and temporary forms, and potentially changing the way bridges, tunnels, and curved roofs are constructed worldwide.

Australia prepares to dredge 96.5 million m³ in Moreton Bay to deepen, widen, and realign channels of the Port of Brisbane, in a project of up to 25 years designed to accommodate larger ships and enhance maritime safety and regional port efficiency.

Study solves great ancient mystery: remains of Philip II, father of Alexander the Great, are identified in Vergina and resolves the enigma of the Macedonian royal tombs that had lasted half a century.

Portugal installs two giant underwater sockets to draw water from the Atlantic and create a €107.9 million desalination plant in the Algarve capable of producing 43.2 million liters of potable water per day with ocean intake 2 km from the coast.

Christmas trees thrown away become a natural barrier in Alabama, where teams repurpose thousands of pines on the beaches of Gulf Shores to trap sand, rebuild dunes, and protect houses against storms and hurricanes for almost four decades.

Fiat Strada Turbo addresses the lack of power in the 1.3 versions with an engine of up to 130 hp, CVT transmission, and Sport mode, but evaluation reveals that the best-selling pickup truck in Brazil could still offer better braking, a larger screen, and more comfort for rear passengers.

Cane fences become a natural wall in Catalonia, where researchers and residents use sand traps on the beaches to capture sediments, rebuild dunes, and protect cities after Sant Pere Pescador lost 50 meters of coastline in 50 years.

While Brazil has been discussing the Rio-São Paulo bullet train for 30 years, India drilled 14 km of rock at an altitude of 3,000 m and in June completed the largest bi-directional road tunnel in Asia.

Archaeologists open a 2,300-year-old tomb near the Great Wall of Qin and find a bronze bottle with preserved ancient beer.

Government Allocates R$ 180 Billion to Minha Casa Minha Vida to Finance Properties Up to R$ 500,000 and Support Those Earning Up to R$ 12,000 Per Month

My House My Life Expands Access To Housing With Investment Of R$ 180 Billion, Creates Tier 4 For Income Of R$ 8 Thousand To R$ 12 Thousand And Forecasts 3 Million Contracts By 2026

My House My Life Creates Tier 4 And Expands Financing

Adjustments To Previous Tiers

Participation In The Real Estate Market In 2025

Resources From FGTS And Projections

Forget petroleum-based asphalt: a Scottish company transforms 684,000 plastic bottles into one kilometer of road that is 60% more resistant and up to 10 times more durable, and the technology has already started replacing traditional asphalt in more than 30 countries.

With billions in loans, China is rebuilding Nigeria’s railway network from scratch, abandoning the British colonial tracks that have turned to scrap and creating a corridor of over 1,300 km to take the load off the roads of Africa’s largest economy.

Austrian engineers have developed an inflatable concrete technology that transforms flat slabs into domes using only air pressure, eliminating scaffolding and temporary forms, and potentially changing the way bridges, tunnels, and curved roofs are constructed worldwide.

Australia prepares to dredge 96.5 million m³ in Moreton Bay to deepen, widen, and realign channels of the Port of Brisbane, in a project of up to 25 years designed to accommodate larger ships and enhance maritime safety and regional port efficiency.

Study solves great ancient mystery: remains of Philip II, father of Alexander the Great, are identified in Vergina and resolves the enigma of the Macedonian royal tombs that had lasted half a century.

Portugal installs two giant underwater sockets to draw water from the Atlantic and create a €107.9 million desalination plant in the Algarve capable of producing 43.2 million liters of potable water per day with ocean intake 2 km from the coast.

Starting June 7, 27 European countries prohibit asking about previous salary in interviews, and Brazil has chosen a different path.

Billionaire Anne Marie Werninghaus, heir to WEG with R$ 9.1 billion, inaugurated the a.marie store at Casarão Emmendörfer in Jaraguá do Sul.

While millions of Brazilians still face unemployment and low wages, Chinese companies are increasing the hiring of foreigners, bringing more than a thousand Chinese people to Brazil each month, and changing the industrial reality of Bahia.

China is about to get its hands on one of Brazil’s largest nickel sources, but the European Union has decided to hold up the $500 million deal and may even block the sale permanently in the coming months.

Once a joke, the Brazilian currency Real now sparks global interest. ‘We want the Real as a global currency,’ says an executive from the Solana Foundation.

Christmas trees thrown away become a natural barrier in Alabama, where teams repurpose thousands of pines on the beaches of Gulf Shores to trap sand, rebuild dunes, and protect houses against storms and hurricanes for almost four decades.

Fiat Strada Turbo addresses the lack of power in the 1.3 versions with an engine of up to 130 hp, CVT transmission, and Sport mode, but evaluation reveals that the best-selling pickup truck in Brazil could still offer better braking, a larger screen, and more comfort for rear passengers.

Cane fences become a natural wall in Catalonia, where researchers and residents use sand traps on the beaches to capture sediments, rebuild dunes, and protect cities after Sant Pere Pescador lost 50 meters of coastline in 50 years.

While Brazil has been discussing the Rio-São Paulo bullet train for 30 years, India drilled 14 km of rock at an altitude of 3,000 m and in June completed the largest bi-directional road tunnel in Asia.

Archaeologists open a 2,300-year-old tomb near the Great Wall of Qin and find a bronze bottle with preserved ancient beer.