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Central Bank Implements New Rule And Confirms End Of PIX Service As We Know It
The Central Bank made a serious change to PIX, and starting next year, the instant payment service that we know will change drastically. With the new rule approved by the authority, PIX will take on a new face, and the promise is for more practicality, security, and even integration with Open Finance. Below, we explain everything you need to know about this change.
What Changes With The New Rule From The Central Bank?
The PIX, which is already part of our routine, underwent significant transformation at the hands of the Central Bank. A main change brought by the new rule involves the implementation of payment by proximity via NFC (Near Field Communication), a technology that will allow faster and more secure transfers without the need to open the banking app. Now, just bring the phone close, and it’s done, transaction complete!
According to the Director of Regulation of the Central Bank, Otávio Damaso, the integration of PIX with the Open Finance system will centralize everything in one place, making it even easier to use. This means that in addition to simplifying payments, the platform will allow users to connect multiple bank accounts in one app, eliminating the need to jump from one app to another.
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Impressive Numbers And The Evolution Of PIX
The numbers don’t lie: in June of this year, PIX broke a record with 206.8 million transfers completed in a single month, according to the portal ‘Market Monitor’. With the implementation of new features, the expectation is that this number will grow even more. After all, the ease of payment by just bringing your phone close will attract even more people to the system.
And it doesn’t stop there. The Central Bank is looking ahead and wants PIX to continue evolving. With Open Finance, the service will integrate more broadly into the Brazilian financial system, making transactions faster, safer, and easier. The goal is for PIX to remain indispensable in the lives of Brazilians, but now with a new and much more agile face.
Consulting For Forgotten Money In The Central Bank
Taking this opportunity, it’s worth remembering that many people have forgotten money in bank accounts and don’t even know it. The Central Bank has a platform called “Amounts To Receive” (valoresareceber.bcb.gov.br), where any Brazilian can check if they have any lost balances out there, whether from old accounts or even from deceased relatives. Just a tip!
Will The PIX Improve Or Complicate?
If you’re wondering whether these changes brought by the new rule at the Central Bank will complicate users’ lives, the answer is: quite the opposite! The promise is that everything will become more practical and secure. Paying by proximity and having all your accounts in one place is the future, and the Central Bank wants this future to arrive soon.
Now, all we can do is wait for next year and see up close how PIX will transform. But one thing is certain: the Central Bank continues to innovate and make our lives easier, and PIX, even with the changes, will remain one of the main payment methods in the country.
So, get ready because 2025 promises to bring a revolution in the way we make bank transfers!
Esse sistema NFC já existe nos celulares mais novos,e como vou poder enviar um valor a distância.
Eu sinceramente não vou gostar,pois ficar em única plataforma, é prato cheio para os ****,com aumento de sequestro relâmpago e golpe,como assim so aproximar o dispositivo?? E ai se eu for assaltada ou roubada de novo?? Sei não, a insegurança continua !!
Não gosto das reportagens deste site a maior parte é fake !! Não acreditem em nada !! Governo ajudando povo ?? Acho difícil! Desde a troca de base, só temos tomado rombo e não será diferente se quiserem mexer no Pix .. espera para ver !!