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Understand Who Can Receive a 25% Increase in Disability Retirement, What Conditions Apply, How to Request It Through INSS, and Why This Additional Benefit Exists.
The Law 8.213/1991 establishes that those receiving disability retirement and who permanently depend on assistance from another person for basic tasks — such as hygiene, nutrition, or mobility — can request a 25% increase on the benefit amount.
This right applies to those who are already retired or waiting for the granting of retirement due to permanent disability.
The importance of this measure lies in ensuring that individuals with severe physical or mental limitations receive additional financial support, helping with the cost of ongoing care.
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Who Actually Has the Right to the 25% Increase?
Not all retirees qualify for this benefit. The additional amount is restricted to cases of disability retirement that require permanent assistance.
Examples of situations that may entitle an individual to the increase include: total blindness; paralysis of both arms or both legs; loss of limbs when prosthetics are not viable; illnesses that render the person bedridden; or severe changes in mental functions that prevent autonomy in daily activities.
It is important to note that retirement due to age, time of contribution, special retirements, or pensions — such as death benefits — do not qualify for this additional amount.
Why Does the 25% Increase in Retirement Exist?
The increase guaranteed by art. 45 of Law 8.213/1991 aims to compensate for the extra costs that a permanently disabled person faces — especially when they require a caregiver or continuous support to live with dignity.
Furthermore, this benefit is not limited to the social security ceiling — meaning that even those who already receive the maximum benefit amount may be entitled to the additional.
This increase reflects the recognition of “severe disability”: a condition in which the insured person permanently depends on assistance from third parties to survive and perform basic daily tasks.
How to Request the 25% Increase in Retirement?
The request can be made through the Meu INSS website or app, or by phone (calling 135).
On “Meu INSS”, the insured must: log in with their CPF and password; in the “What do you need?” field, type “25% Increase”; and select the corresponding service.
Then, it will be necessary to provide personal documents and reports or examinations that prove the disability and dependence on third parties.
In many cases, a medical examination — and possibly a social assessment — will be scheduled to confirm the need for permanent assistance.
After the request, INSS usually takes about 45 days to respond.
What to Know Before Requesting the Increase
- The 25% increase applies only to disability retirement, does not apply to retirement due to age, time of contribution, or pensions.
- Even if the benefit is already at the maximum amount permitted by INSS, the additional can still be granted.
- If the request is denied, there is a possibility of appealing to the courts — especially if medical reports verifying the need for permanent caregiver assistance are presented.
Why Is This Increase Essential for Many Retirees?
For those living with severe limitations, the 25% increase represents more than just money — it signifies dignity and support for basic needs.
In many cases, it helps cover the cost of caregivers, medical care, or home adaptations.
Additionally, the existence of this legal provision demonstrates the commitment of social security to protect the most vulnerable, valuing quality of life even in fragile situations.
With information from JusBrasil
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