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The Unemployment Insurance Table for 2026 Has Been Updated by the Ministry of Labor and Employment and Defines New Calculation Based on Average Salary, with a Minimum of R$ 1,621 and a Ceiling of R$ 3,703.99.
The unemployment insurance changes in 2026 with new values defined by the government and an update to the benefit calculation rules. Anyone who is dismissed without just cause and is entitled to unemployment insurance will receive at least R$ 1,621, with a ceiling set at R$ 3,703.99.
The update takes into account the INPC and the last adjustment of the minimum wage. The unemployment insurance amount is calculated based on the average salary of the worker, which considers the three salaries prior to dismissal.
How the Unemployment Insurance Calculation Works in 2026
To calculate unemployment insurance in 2026, the starting point is the average salary of the worker. This average salary corresponds to the sum of the salaries of the three months prior to the dismissal, divided by three.
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There is a mandatory rule: the unemployment insurance cannot be lower than the current minimum wage. Therefore, if the result of the calculation is below the minimum, the benefit is adjusted to R$ 1,621.
On the upper end, workers with average salaries above R$ 3,564.96 are entitled to the maximum amount of unemployment insurance, set at R$ 3,703.99.
What Are the New Values of Unemployment Insurance in 2026
In 2026, unemployment insurance has two main milestones:
- Minimum Unemployment Insurance Amount: R$ 1,621.
- Maximum Unemployment Insurance Amount: R$ 3,703.99.
Furthermore, the rule that defines the ceiling considers the average salary: those who had average salaries above R$ 3,564.96 receive the benefit at the maximum value.
Who Can Receive Unemployment Insurance
Workers, including domestic workers, who worked under CLT and were dismissed without just cause are entitled to unemployment insurance.
Unemployment insurance also applies to cases of indirect dismissal, when there is serious misconduct by the employer that justifies the termination of the bond at the worker’s initiative.
In addition, unemployment insurance is granted to:
- Those whose contract was suspended due to participation in professional qualification programs offered by the employer.
- Professional fishermen during the closed fishing season.
- Workers rescued from conditions analogous to slavery.
Who Is Not Entitled to Unemployment Insurance and What Are the Restrictions
It is not allowed to receive another labor benefit simultaneously with unemployment insurance, nor to have a shareholding in companies.
Those receiving continued benefit from Social Security, except for accident assistance and death pension, are also not entitled to unemployment insurance.
If the worker secures a registered job shortly after dismissal or during the receipt of unemployment insurance, they lose the right to the benefit.
How Many Installments of Unemployment Insurance Does the Worker Receive
The duration of unemployment insurance depends on the proven length of employment:
- At least six months of activity: three installments.
- At least 12 months of work: four installments.
- More than 24 months of work: five installments.
How to Apply for Unemployment Insurance in 2026
Unemployment insurance can be requested through three channels:
- Digital Work Card App.
- gov.br Portal.
- In-person at the Regional Labor Superintendencies, after scheduling by phone 158.
How to Apply and What Documents to Present
Unemployment insurance can be requested through the Digital Work Card app, through the gov.br portal, or in person at the Regional Labor Superintendencies after scheduling by phone 158.
To request the benefit, the worker must present the unemployment insurance request document provided by the employer at the time of dismissal without just cause and inform their CPF number.
Before concluding, it is worth checking the average salary considered in the calculation, as well as the minimum value and the ceiling of the benefit.
Do you think the new calculation of unemployment insurance in 2026 makes the benefit clearer for the worker or more difficult to understand in practice?
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