Economist Predicts Revolution: Stablecoins Are Already Worth Over $190 Billion and Could Be Adopted by All Major Banks Worldwide

Written by Maria Heloisa Barbosa Borges

Published on 02/10/2025 at 16:45

Updated on 02/10/2025 at 16:46

Charles Mendlowicz prevê que bancos adotarão stablecoins, unindo blockchain a transações globais e consolidando o papel das moedas digitais no mercado.

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“All Banks Will Want to Have Their Stablecoins,” Evaluates Charles Mendlowicz, The Honest Economist.

Stablecoins, or “stable currencies,” are emerging as one of the most relevant digital assets, redefining the future of global transactions and payments. Developed to mitigate the high volatility characteristic of cryptocurrencies like Bitcoin and Ethereum, stablecoins aim to maintain a constant value by tethering to external assets, such as fiat currencies (notably the US dollar) or commodities like gold.

Essentially, a stablecoin combines the stability of a traditional asset with the flexibility and efficiency of blockchain technology. “By being backed by reserves, like the dollar, the stablecoin allows the user to make fast, low-cost transactions available 24/7, overcoming the limitations of the traditional banking system,” explains Charles Mendlowicz, known as the Honest Economist, partner at consulting firm Ticker Wealth and four-time winner of the best investment influencer by ANBIMA.

The growing market interest in this type of asset is reflected in the numbers.

ARTICLE CONTINUES BELOW

The Market Potential of Stablecoins

Charles Mendlowicz highlights the fundamental role that stablecoins are expected to occupy in the financial ecosystem.

He projects that even the traditional banking sector will adopt these assets, indicating the potential of this technology: “I think all banks will want to have their stablecoins.

It’s a huge potential market, so anyone who doesn’t know what it is will have to learn.”

Mendlowicz points out that stablecoins fill a gap left by volatile cryptocurrencies: the function of a medium of exchange.

“Those who have Bitcoin, Ethereum, XRP, don’t want to spend. I don’t want to spend Bitcoin to buy something,” he explains, differentiating stablecoins as transactional assets.

The economist concludes that because they are stable, they will be essential for international transfers and purchases.

“Stablecoins will be the true digital currencies because whoever has the stablecoin will spend it somewhere,” he asserts.

The Future of Transactions

With the expansion of capitalization and the increase in institutional adoption, stablecoins are consolidating as a new type of asset, essential for modern payment infrastructure.

They not only facilitate international transfers and e-commerce but also provide access to a stable currency for millions of people in high-inflation economies.

The trend points to a future where stablecoins will play a central role, integrating blockchain technology into the global financial system.

About Charles Mendlowicz, The Honest Economist

Charles Mendlowicz is one of the leading figures in the Brazilian financial market, with 30 years of experience and a successful track record in finance and retail.

He is a partner at Ticker Wealth, where he leads the expansion strategy, and the author of the bestseller “18 Principles for You to Evolve.”

His direct and transparent approach has established him as a trusted influencer, having been elected the best investment influencer by ANBIMA four times.

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Economist Predicts Revolution: Stablecoins Are Already Worth Over $190 Billion and Could Be Adopted by All Major Banks Worldwide

“All Banks Will Want to Have Their Stablecoins,” Evaluates Charles Mendlowicz, The Honest Economist.

The Market Potential of Stablecoins

The Future of Transactions

About Charles Mendlowicz, The Honest Economist

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Economist Predicts Revolution: Stablecoins Are Already Worth Over $190 Billion and Could Be Adopted by All Major Banks Worldwide

“All Banks Will Want to Have Their Stablecoins,” Evaluates Charles Mendlowicz, The Honest Economist.

The Market Potential of Stablecoins

The Future of Transactions

About Charles Mendlowicz, The Honest Economist

Engineers want to carve through Africa with a giant canal to bring water from the world’s second-largest river to a dying lake on the edge of the Sahara Desert that has already lost 90% of its water.

A giant brown band visible from space, approximately 8,850 kilometers long, connected Africa to America in the Atlantic Ocean, and satellites revealed that it is neither land nor pollution, but the largest accumulation of seaweed in the world, which broke records in 2025.

Instead of burning or burying old tires, an American city is transforming about 2,000 of them into the street itself, paving its first sections with a quieter and more durable rubber asphalt.

In just one cast, fishermen are surprised to capture 14,096 mullets in Bombinhas and close a historic season with 58,000 fish; scene recorded in the Santa Catarina paradise marks the last day of the 2026 season.

10 giant tortoises are reintroduced and, in just 6 months, trigger changes that lead scientists to investigate a phenomenon absent for 180 years; the numbers recorded on the island impress researchers from around the world.

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