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Simulation of the BYD Dolphin Mini 2026 shows a price of R$ 119,990, down payment of R$ 83,993, 60 installments of R$ 999, and a final cost of R$ 143,933.00, with a difference between the announced installment and the estimated calculation in the vehicle financing table.
The BYD Dolphin Mini 2026 appears in a financing simulation with a price of R$ 119,990, a down payment of R$ 83,993, and 60 installments of R$ 999, with a rate of 1.46% per month.
The calculation presented by Canal Pipoco Investidor compares the offer with a financing table. According to the simulation, the installment would be R$ 904, below the R$ 999 informed.
Financing of the BYD Dolphin Mini
The difference led to the estimate that the announced installment may include costs. The simulation indicates that the total effective cost to reach R$ 999 would be close to 1.85% per month.
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Under the analyzed conditions, the financing would have 60 installments of R$ 999. The total paid in installments would reach R$ 59,940.00 over the five-year contract.
Of this amount, R$ 23,943.00 would correspond to interest. The value represents 40% of the total paid in installments, considering the account in the simulation.
Electric car would cost R$ 143,933.28
With the down payment of R$ 83,993 added to the 60 installments, the BYD Dolphin Mini would reach the end of the contract costing R$ 143,933.00. The value exceeds the initial price of the 2026 model.
The video highlights that it is an electric car, pointed out as economical. The mention of IPVA appears as a doubt in the original comment, without confirmation about the applicable rule.
The simulation reinforces the importance of observing the final value of the contract, not just the installment. It also shows how additional fees can alter the cash price, down payment, and installments.
What do you think of this simulation of the BYD Dolphin Mini? Does this financing make sense for those looking for an entry-level electric car, or does the final value weigh too much? Share your opinion, share your experience, and tell if you would finance under these conditions.
