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Artificial Intelligence Has Evolved from Being Just an Innovation Tool to Being Massively Used by Scammers. Recent Reports Show How Criminals Are Exploiting Deepfakes, Fake Websites, and Malware to Deceive Victims, Targeting Especially Smartphones and Banking Apps.
Artificial intelligence has become the main ally of cybercriminals. The most important thing is that generative AI allows for faster, more convincing, and harder-to-identify scams.
Today, there are already phishing campaigns in perfect French, deepfake videos imitating public figures, and fake chatbots that simulate natural conversations on fraudulent websites.
A striking example is the MediPhantom network, discovered in the spring of 2025. It brings together over 5,000 fake pharmacy websites, all created with AI.
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These scams present fake order interfaces and automatically generated customer reviews.
Furthermore, they feature virtual assistants that answer questions to build trust before stealing banking data.
The New Trend: “Scam-Yourself”
Among the trending techniques, attacks known as “Scam-Yourself” are on the rise. In this format, the victim themselves installs the malware, believing they are updating software or checking the system.
These scams appear as fake security alerts or tutorials on YouTube and TikTok asking for file downloads.
Typically, access happens through fraudulent CAPTCHA pages. According to GenDigital, over 4 million of these attempts were blocked in the last quarter.
Smartphones in the Crosshairs
Criminals are increasingly focusing on mobile phones. Malware like Crocodilus targets banking apps and cryptocurrency apps.
They exploit accessibility features to display fake login windows that are almost identical to the originals. The goal is to steal usernames, passwords, and 2FA codes.
How to Protect Yourself
Today, individuals are the primary target. Therefore, it is essential to keep security software active. They block threats, monitor suspicious behaviors, and issue alerts when necessary.
Additionally, some programs offer Dark Web monitoring.
This feature checks if data such as emails, passwords, or credit card numbers are circulating in underground forums. It’s an effective way to stay vigilant and act before damage occurs.
