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Having a 2024 Toyota SW4 is a dream for many people, but turning that desire into reality does not depend only on the price of the brand new car. The model, which can reach R$ 400 thousand, requires constant expenses to continue running without headaches.
Having a 2024 Toyota SW4 does not mean just shelling out R$ 400 thousand for the most expensive model. The cost to maintain this SUV in 2025 terrifies many people.
Because the expenses go beyond the purchase, involving taxes, insurance, fuel, maintenance, and unforeseen events that hit the wallet hard.
Taxes and Insurance
The first impact is the IPVA. In São Paulo, the owner pays R$ 16 thousand per year just to drive legally. Additionally, insurance is not cheap.
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Those with a good profile can spend R$ 7 thousand to R$ 10 thousand per year, an amount that already represents a considerable burden on the budget.
Costs with Fuel and Maintenance
Driving 1,000 km per month, the driver needs to set aside about R$ 800 just to fill up the tank. Therefore, in a year, the expense reaches R$ 9,600. Maintenance costs are relatively affordable for a car of this size, amounting to around R$ 3 thousand per year. This helps balance the budget, but does not cover other everyday situations.
Cost of Unexpected Events
The biggest shocks come from unforeseen events. If a delivery driver hits the side mirror, for example, the repair can cost R$ 3,400 per side. Each tire, in turn, costs R$ 2,000, and normally not just one is replaced. Additionally, other small incidents can quickly add to the bill, always requiring extra financial reserves.
Is It Worth It?
In addition to all these numbers, there is the final question: would you have the money to maintain one of these? Because the sum of taxes, insurance, fuel, maintenance, and parts shows that, more than luxury, the SW4 requires a well-prepared wallet.
