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New credit for Uber, 99, and taxi drivers can pave the way for car ownership, reduce the burden of car rental costs in their budget, and change the math for those who make a living from traffic every day.

Written by Caio Aviz
Published on 12/05/2026 at 23:37
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New financing line announced by the federal government promises to facilitate the purchase of own cars for Uber, 99 drivers and taxi drivers, while seeking to reduce the impact of vehicle rental, increase the monthly income of professionals, and transform the routine of thousands of workers who daily depend on app-based transport and taxi services to support their families throughout Brazil

The federal government is preparing a new credit line aimed at Uber, 99 drivers and also taxi drivers.

The initiative was announced in May 2026 by the Minister of the General Secretariat of the Presidency, Guilherme Boulos, during an interview with EBC’s Bom Dia, Ministro program.

According to the government, the objective is to allow these professionals to purchase their own vehicles under more accessible conditions.

With this, the proposal seeks to reduce dependence on rented cars, one of the main costs faced by many workers in the sector.

Financing targets app drivers and taxi drivers

The new program is expected to serve thousands of drivers across Brazil.

As Guilherme Boulos stated, the credit line was designed for workers who daily depend on their car to generate income.

Currently, many drivers operate under strong financial pressure caused by vehicle rental.

Consequently, by buying their own car, the driver can reduce fixed expenses and increase the amount that remains at the end of the month.

Model follows Move Brasil’s experience

The new financing line was inspired by the Move Brasil program.

Launched by the federal government in January 2026, Move Brasil made R$ 10 billion available in credit for the renewal of the truck fleet.

According to information from BNDES and the Ministry of Development, Industry, Commerce and Services, the program moved thousands of operations in a short time.

In this way, the government intends to apply similar logic to individual transport, with lower interest rates and longer terms.

Lower interest rates and extended terms should weigh on the decision

Among the main expected points are more flexible payment conditions.

At the same time, the financing should offer reduced interest rates, precisely to facilitate the purchase of vehicles by self-employed professionals.

Still, the final access criteria have not yet been detailed.

The government is expected to inform, in the coming days, which documents, requirements, and steps will be necessary to apply for the credit.

Program could change the routine of those who make a living driving

With more drivers owning their own cars, the government expects a positive impact on the transport sector.

Similarly, the measure could improve the financial stability of professionals who currently depend on rental companies.

The Minister of Labor and Employment, Luiz Marinho, is also following the discussions about the program’s rules.

Therefore, the expectation is that the details will be released in the first half of 2026.

What could this credit mean for drivers?

For app drivers and taxi drivers, buying their own car can mean more control over their earnings.

Meanwhile, the government bets that the measure will help strengthen a category increasingly present in Brazilian urban mobility.

After all, with lower interest rates, longer terms, and a focus on those who work every day in traffic, can this financing ease the burden on Uber, 99, and taxi drivers?

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Caio Aviz

I write about the offshore market, oil and gas, job opportunities, renewable energy, mining, economy, innovation and interesting facts, technology, geopolitics, government, among other topics. Always seeking daily updates and relevant subjects, I provide rich, substantial, and meaningful content. For content suggestions and feedback, please contact me at: avizzcaio12@gmail.com.

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