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Minister Denies Individual Tracking of Pix and Affirms That Oversight Combats Money Laundering and Financial Crimes.
The Oversight of Pix has become the center of economic and institutional debate after statements from the Minister of Finance.
Fernando Haddad stated this Monday (19) that the monitoring of the payment system has the sole objective of combating money laundering and financial crimes.
The statement was made during an interview with UOL News, amid the circulation of misleading content on social media about a supposed individual tracking of transactions made via Pix.
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According to Haddad, there is no initiative to create taxes, fees, or charges on Pix.
On the contrary, the focus of the measure is to prevent criminal organizations from using the system to conceal illicit resources, especially in sensitive sectors of the economy.
The minister emphasized that the oversight occurs within legal limits, without violating bank secrecy, and has technical and legal support.
Oversight of Pix Does Not Authorize Individual Tracking
Right at the beginning of the interview, Haddad directly denied that the government is monitoring individual transfers made by ordinary citizens.
He noted that the Federal Revenue had to come public to clarify the misinformation about Pix associated with Normative Instruction No. 2,278, published last August.
“The oversight of Pix aims to curb money laundering and does not involve the creation of any type of taxation,” the minister asserted, reinforcing that the regulation does not authorize the detailed tracking of operations made by individuals.
Furthermore, the Federal Revenue explained that monitoring occurs in an aggregated and strategic manner, as already happens with other means of payment, respecting the confidentiality provided by law.
Thus, information suggesting direct surveillance over citizens is false and distorts the objective of the public policy.
Financial Crimes Drive Control Actions
According to Haddad, strengthening the Oversight of Pix has become necessary in light of the advance of financial crimes that exploit loopholes in the economic system.
Criminal organizations, he stated, seek quick and digital mechanisms to move large volumes of resources without attracting attention.
In this context, Pix, due to its efficiency and popularity, has started to be used in money concealment schemes, which requires more sophisticated responses from the State.
“We have to monitor,” the minister said while justifying the tightening of monitoring actions.
Thus, the strategy does not target ordinary citizens but criminal structures that use shell companies and regulated sectors to disguise illegal resources.
PCC in the Fuel Sector Comes Under Scrutiny
One of the most compelling examples cited by Haddad involves the PCC in the Fuel Sector.
According to the minister, investigations revealed that gas stations were being used for money laundering through artificial discounts on Pix payments.
“Those listening to us have certainly seen cases of gas stations linked to the PCC advertising lower prices for payments via Pix.
When observing the size of the discount, it becomes clear that it is something far beyond card fees,” he stated.
These practices, as explained, cannot be justified by operational economy, but by illegal schemes associated with fuel adulteration, illegal sourcing of the product, or money laundering.
Operation Carbono Oculto Exposes Criminal Scheme
The suspicions cited by the minister were reinforced by investigations such as the Operation Carbono Oculto, which revealed connections between organized crime and the fuel market.
The operation showed how companies in the sector were used to give a legal appearance to resources of criminal origin.
“Why does a person sell gasoline 50 cents cheaper per liter? It’s not because of the credit card or Pix.
It’s because that fuel was adulterated or had another source of origin, or because they were laundering money using gasoline,” Haddad explained.
Given this scenario, monitoring financial flows has become an essential tool to identify suspicious patterns and interrupt chains of illegality.
Combating Misinformation About Pix Is a Priority
In addition to addressing crime, Haddad emphasized that combating misinformation about Pix is a central part of the government’s strategy.
Fake news, according to him, creates unjustified fear in the population and undermines trust in a system that has revolutionized payments in the country.
Therefore, the government asserts that it will continue to clarify society and reinforce that Pix remains free, secure, and protected by law.
The oversight, in this sense, seeks to preserve the integrity of the system and prevent it from being instrumentalized by criminal organizations.
See more at: Oversight of Pix Targets Money Laundering and Does Not Provide for Taxation, Says Haddad
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