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Know The Our House Program Of The Government Of Espírito Santo. It Offers A Subsidy Of R$ 20 Thousand Which Can Be Used In Conjunction With The Benefits Of My House, My Life.
Excellent news for the people of Espírito Santo who dream of owning a home. The government of the state of Espírito Santo launched the Our House Program, an initiative that offers R$ 20 thousand for families to buy their own house or apartment.
The main objective is to facilitate access to dignified housing and boost the real estate market for citizens who need it most.
This subsidy, which can be combined with other benefits, represents a significant boost for the dream of homeownership to become a reality, making financing more accessible and the installments lighter.
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Participation Criteria: Who Can Receive The R$ 20 Thousand?
To access the benefit, families need to meet some criteria established by the program, which are aimed at a specific and socially vulnerable target audience. Families that:
- Live in Espírito Santo: the program is exclusive to residents of the state, aiming to benefit the local population and encourage the region’s economic development.
- Do not own any residential property: the goal is to assist those who do not yet have ownership and, indeed, need support for their first purchase. The idea is to help fulfill the dream of homeownership for those who truly need it.
- Have a monthly income of up to three minimum wages (R$ 4,554): This is the main income criterion, focusing on serving the low-income population. The inclusion of an income range of up to three minimum wages (R$ 4,554) is strategic, as it allows the program to align with the needs of the most vulnerable population, ensuring that the subsidy reaches those who really need financial assistance to buy a property.
The Synergy With “My House, My Life” And The Registration Process
One of the great advantages of the Our House Program is its synergy with other housing programs, especially the federal one.
The benefit can be combined with discounts already provided in My House, My Life, significantly increasing the family’s purchasing power.
With the combination of both subsidies, the final amount to be financed by the bank can be significantly reduced, making the purchase of the property much more viable.
This strategy of uniting benefits enhances the impact of each program, allowing more families to move out of renting.
The application process is fully modernized and accessible, reflecting the government’s effort to reduce bureaucracy in accessing public services.
The registration is 100% online and done through the E-Docs system, eliminating the need for travel and queues in public agencies.
Citizens can complete the entire process digitally, speeding up analysis and approval. Access to the E-Docs system is made through the Citizen Connect Portal, a unified platform that centralizes various government services, ensuring a simpler, more transparent, and secure experience for the user.
Access The E-Docs System
- Through the Citizen Connect Portal, in “Housing and Real Estate” → “Our House Program”;
- Or on the Sedurb website, by clicking on the program banner.
The Subsidy Journey: From Approval To Deposit At Caixa
The mechanics of the program are simple and efficient for the beneficiary. After analyzing and approving the registration, the government of the state of Espírito Santo transfers the benefit amount directly to Caixa Econômica Federal, which is the main financial agent of the program.
This integration between the state government and Caixa simplifies the process for the buyer, who does not need to manage the transfer of funds.
The amount of R$ 20 thousand is applied as a direct discount on the total property value, which decreases the amount to be financed and, consequently, the value of monthly installments, easing the family budget in the long term.
The Our House Program is another important step by the government of Espírito Santo towards public policies aimed at improving the quality of life for the population.
By offering R$ 20 thousand for families to buy their own house or apartment, the program not only supports citizens but also boosts the local economy, generating jobs and strengthening the construction industry’s production chain.
The initiative demonstrates a social and economic commitment, uniting the need for housing with the development of the state.
The direct subsidy modality is an effective way to ensure that the benefit reaches its destination, accelerating the realization of one of the greatest dreams of Brazilians.
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